Looking for the best high yield or rewards checking accounts that you can open online for free this season? Look no further. Check into summer with a Quontic checking account.
While we might all be ready to return to our normal routines this summer—visiting our favorite restaurants, seeing the summer blockbusters, book vacations, or even returning to the office—are you sure your checking account is ready? As you check in to summer, make sure your checking account works for you.
First thing’s first: if you don’t have a checking account yet, now is the perfect time to open one. There are plenty of benefits in doing so—having easy access to your funds, while keeping your cash safe and secure, is number one. At Quontic, we make signing up for a free checking account online safe and easy, and you can do it in three minutes or less.
If you already have a checking account, what is doing for you? If you’re not earning interest or rewards on the cash in your checking account or your debit card usage, it’s high time to switch to a checking account that provides MORE benefits. That’s where Quontic checking accounts come in.
With a Quontic checking account, you will:
- Earn up to 1.01% Annual Percentage Yield with a Quontic High Interest Checking Account.
- Earn 1.5% cash back on all eligible debit card purchases with a Quontic Cash Rewards Checking Account.
- Earn 1.5% back in Bitcoin on all eligible purchases with a Quontic Bitcoin Rewards Checking Account.
Let’s talk about Quontic’s Cash Rewards. Our cash back checking account offers up to 1.50% cash back on all qualifying debit card transactions—which is basically any transaction outside of ATM withdrawals and peer-to-peer payments (like Venmo). So, your afternoon coffee? You’ll earn cash back on that. Your next vacation? If you use Quontic’s Cash Rewards (a debit cash back card) on the purchase of your flight, hotel, and rental car, you’ll earn cash back on all of it. Any cash back earned is paid and credited to your account at the start of each monthly statement cycle. And the minimum opening deposit is just $100.
Now we’ll do you one better when it comes to checking account rewards. We’re the adaptive, digital bank that exists to break from the traditional banking mold and offer our customers something unique. So here’s something for the Bitcoin enthusiasts: Quontic is the nation’s first FDIC-approved financial institution to offer Bitcoin rewards on a checking account. We were the first bank in the U.S. to make it possible for our customers to earn Bitcoin on everyday transactions. We’re paying Bitcoin rewards at the U.S. dollar value of 1.5% on all eligible debit card purchases!
How? Well, with most checking accounts, banks earn “interchange fees” every time a customer uses their debit card and they typically offer nothing to the customer in return. But Quontic is essentially passing these earnings on to its customers in the form of Bitcoin. It’s groundbreaking because as compared to other rewards—airline miles or credit card points—Bitcoin rewards have the opportunity to appreciate over time. If you’ve been wondering how to earn Bitcoin by using your tax return or the last stimulus check, put a minimum of $500 down to open your Bitcoin Rewards Checking account. From there, you can choose to store your Bitcoin with Quontic or redeem your earned Bitcoin for U.S. dollars up to once per month. If you’re in one of the eligible states where Bitcoin Rewards Checking has launched, you’re only three minutes away from opening your own Bitcoin bank account!
Rewards not your thing? What if you earned interest on the money that’s just sitting in your checking account?
That’s right, we’re talking a 1.01% APY when you sign up for Quontic’s High Interest Checking account. We’re proud to share that our high yield checking account has one of the highest returns for a checking account in the nation. (Go ahead and double check that—we’ll wait). All you need to earn high interest on this free online checking account is to make at least 10 qualifying debit card point-of-sale transactions of $10 or more per statement cycle (month). Again, we’re keeping the minimum opening deposit to just $100.
Oh, and did we mention that interest is compounded daily, so you earn interest on every cent that goes into your checking account? Additionally, you’ll have access to over 90,000 surcharge-free ATMs across the country.
You can count on Quontic as the bank that’ll match your busy summer schedule. When you want to spend more time this summer with your friends and family, we’ve got the checking accounts that actually give back, with access to over 90,000 ATMs across the country, in the form of high interest, cash back rewards, and Bitcoin rewards.
Don’t wait ‘til it’s too late—check into summer and start earning with Quontic’s checking accounts today!