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Why choose Quontic?
We’re glad you asked

Staying true to our roots of community banking, Quontic is making its mark as a national, digital bank with a strong customer focus and a mission to change the banking landscape. We’re the bank that’s doing everything from lending to digital banking in our own way, and the world is taking note.

Come for the rates, stay for the service

Our range of savings and checking and CD accounts not only come with convenient online and mobile access but some of the best APYs in banking. We believe banking should be an equitable and convenient experience – that’s why our accounts come equipped with:
  • No overdraft fees
  • No incoming wire transfer fees
  • No monthly service fees
  • 90,000+ surcharge free ATMs
  • Responsive U.S. based customer service team
Member FDIC

Security is our
top priority

Since 2009, we’ve taken the charge of protecting your hard-earned funds very seriously. That’s why, in addition to all eligible accounts being FDIC insured1, we offer:
  • Mastercard® Zero Liability Protection for your debit card
  • The ability to lock and unlock your debit card
  • ID theft protection

Learn more about our policies and how we keep you protected in our Bank Security Center.

Mortgage programs as unique as you are

From FHA and VA to our unique Non-Traditional Mortgages, we’re pushing beyond the ideas of what traditional mortgage lending is currently and redefining what it should be. Our mortgage solutions offer income documentation relief to customers who desire the American Dream of homeownership.2

Learn more about all our mortgage programs here.

Community Focused

Banking with a purpose

Take pride in depositing your money at a bank that uses deposits to help bring the dream of homeownership to low-income families, immigrants, people of color, small business owners, and others who may not qualify through traditional mortgage channels. Our inclusive programs and diverse workforce prove that there’s always room for growth at our table.

  • We've helped thousands of borrowers across the country.
  • Be a part of the banking evolution.

Be a part of the
banking evolution

Money named us Most Innovative Bank of 2021 and we know why! From the now-retired Bitcoin Rewards Checking account to being the first digital bank in the Metaverse to the Quontic Pay Ring, Quontic lives on the corner of Innovation and Creativity.

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Disclaimer:

1FDIC insurance is applicable to eligible deposit accounts and up to the maximum allowed by law. https://www.fdic.gov/resources/deposit-insurance/financial-products-insured/index.html

2Quontic Bank is not affiliated with or acting on behalf of or at the direction of Federal Housing Authority (FHA) or any government agency or government sponsored entity. All lending products are subject to approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. This does not represent an offer to enter into a loan agreement. Other requirements, restrictions & limitations apply. Information is accurate as of August 15, 2024 and is subject to change without notice.