0.125% Mortgage Rate Reduction
For lite documentation loans
The digital bank
on a mission 
We’re more than just an innovative digital bank. Quontic is a CDFI (Community Development Financial Institution), which means we can make the dream of homeownership real for a wider range of people including the self-employed, small business owners, immigrants, people of color, and other outside-the-box borrowers.

Expect more from your bank

Quontic is raising the bar. If you’ve found your way to Quontic for our highly competitive rates and easy-to-use online banking, we invite you to stay for everything else that makes us a digital bank with a heart: great customer service, constant innovation, and a team that’s always working to make banking better for you.
ACCOUNT FEATURE
Quontic Pay Ring

Loans as unique as you are

FEATURED HOME LOAN SOLUTION:
Lite Documentation Loans


Banking has evolved

Disclaimer:
1Rate is as of July 31, 2023 and is subject to change. Rates may vary per product type. Ask for details.
2Certificate of Deposit. Minimum $500 to open account. Withdrawals before the maturity date are subject to penalties. Fees could reduce earnings. Additional terms, conditions, fees & exclusions may apply. Annual Percentage Yield (APY) and information is accurate and effective as of July 6, 2023. Subject to change without notice.