Wearable Checking
Apply in 3 minutes or less
Tap. Paid.
All the security of a debit card and more
- FDIC insured to the maximum legal limit
- MasterCard® Zero Liability and ID Theft Protection
- Your number isn’t visible like a debit card
- Harder to lose than a wallet
- Your hand must be in the knocking position to work
Easy to use
No need to charge
Built to last
Frequently asked questions
Do I have to have a Quontic Bank account to get a Ring?
Yes, you must have a Quontic Bank Checking account to order a ring.
How strong is the Ring?
Your Ring has been designed to be resistant to scratching and proven to be more resilient than certain precious metals of equivalent thickness. It’s still precious, so please treat it as such.
How often does it need to be charged?
Everyone likes good news right? Your Ring NEVER needs to be charged”¦. EVER! You can wear your Ring all day and all night, so it’s always to hand to make those important payments even when other devices have run out of battery.
Can I wear it in the shower or when swimming?
The Ring is waterproof to 50m, so perfectly able to withstand swimming, bathing or washing up.
Can my Ring be associated with my Quontic Bank Account if I already have a debit card associated with that account?
Yes. You can use your Ring and your Debit Card with the same account.
What if I don’t know my ring size?
During the ring ordering process, you will be asked if you’d like to order a free ring sizing kit. We highly recommend that you choose to order a sizing kit before submitting your ring size. Ring sizes and ring sizers can vary across the industry. Sizing kits are free of charge and help to ensure you get the perfect fit.
I ordered a ring sizing kit, now what?
Once you receive your sizing kit in the mail, check your inbox for an email you received when you submitted your request for a ring sizer from [email protected]. It contains a unique link to activate complete your ring order.
I’ve ordered my Quontic Payment Ring, now what?
Once you receive your ring in the mail, check your inbox for an email you received when you submitted your ring order from [email protected]. It contains a unique link to activate your ring. You will need the activation sticker located on the plastic ring box wrapper. If you have an issue with activating your ring, please call 1-800-908-6600.
I’m trying to activate my ring, and it says I need my Activation Code. Where can I find that?
You can locate your activation code on the sticker that is located on the plastic ring box wrapper. If you have an issue with activating your ring, please call 1-800-908-6600.
Will I have a PIN Associated with my ring?
Yes, once you activate your ring you can create a four digit PIN. You may also use the same PIN for your Quontic debit card once it is activated.
How to physically use your Ring
It’s important to use the correct hand gesture when using your Ring at a compatible contactless terminal.
For the terminal to detect your Ring reliably, it is best to use a ‘knocking’ gesture with your hand. Simply approach the terminal as if you were going to knock on it and hold your fist in position until you see the confirmation of payment or hear the confirmation beep.
Here’s a quick visual guide on the correct hand gesture to use when making payments with your Ring.
What if my Ring doesn’t fit?
If your ring does not fit, please contact customer service at 1-800-908-6600. If the ring fits on another finger than the original finger you intended, we suggest trying it out to avoid the returning process.
Where can I use my Ring?
Rings can be used at any payment terminal that accepts contactless payments. Look for the contactless symbol. Please note that there may be instances where a terminal is unable to accept the Ring as a payment device – just like some contactless terminals can’t read a debit card and ask that you use chip instead.
Does my Ring have a card number associated with it?
The ring has a card number in the system but is not shared with the customer. If you need to make an online purchase that requires a full card number, we suggest you use your Quontic Bank debit card.
Do Pay Ring transactions count towards my interest or rewards earned?
Yes, transactions using the Pay Ring do count towards the interest or rewards you earn just like debit card transactions.
How much can I spend using the Ring at a contactless retailer?
The same daily limits for your debit card apply to the Ring.
I tried to use my ring at a terminal and received, “card reader error,” what should I do?
Be sure that the terminal accepts contactless payments. Sometimes, you may need to try to tap the ring a few times before the terminal gets a good read. There may be instances where a terminal is unable to accept the Ring as a payment device – just like some contactless terminals can’t read a debit card and ask that you use chip instead. We always recommend you bring a second method of payment, like your Quontic Bank Debit Card, in case there is a terminal read error.
What if my Ring is lost or stolen?
To address a lost or stolen ring, please promptly review your recent transactions using the Online Banking platform or Mobile App to verify that there are no unauthorized transactions.
For further assistance, kindly contact our Customer Service team via the Message Center accessible through your Online Banking platform (Settings -> Message Center) or by phone at 800-908-6600.
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