Unlock Your Financial Ambitions
With a deposit account from Quontic, you hold the keys to your financial goals. From innovative rewards checking to high yield savings, eliminate the hurdles between you and financial freedom. Take the first step by opening an online bank account below.
Checking Accounts
Take control of your money and open a checking account that gives you more.
Bitcoin Rewards Checking 2
The first of its kind - Earn 1.5% Bitcoin on eligible debit card transactions. Minimum of $500 required to open.
Cash Rewards Checking 3
Ready for a checking account that earns 1.50% cash back? Look no further. Minimum of $100 required to open.
*For the High Interest Checking account, failure to make qualifying transactions will result in 0.01% interest and APY.
Savings Accounts
Earn a higher rate than traditional savings with our online accounts.
High Yield Savings 4
The High Yield Savings account that brings a new meaning to 'stretching your savings'. With 2.15% APY, we've knocked the national average out of the park. Minimum of $100 required to open.
Money Market 5
Earn 2.00% APY on all balance tiers with our Money Market Account. Minimum opening deposit of $100 required.
Certificates of Deposit
Maximize your savings with our dynamic CD account options. Minimum of $500 required to open a CD.
Withdrawals before the maturity date are subject to penalties.
Learn More
Disclaimer:
3 Cash Rewards Checking Account is a personal noninterest bearing account. You must deposit $100.00 to open this account. No minimum daily balance required to receive the cash back reward and no monthly service fee. Qualifying point of sale (POS) debit card transactions shall receive 1.50% cash back that post and settle to the account each statement cycle. Ask for details. Additional terms, conditions, fees & exclusions may apply. If the account is closed before interest and/or bonus is credited, accrued interest and/or bonus may be forfeited for that statement cycle. Fees could reduce earnings. The following activities are not considered qualifying POS debit card transactions and do not count toward earning rewards: ATM- processed transactions; transfers between accounts; purchases made with debit cards not issued by our bank; cash over portions of point-of-sale transactions; Peer-to-Peer (P2P) payments (such as Apple Pay Cash*); loan payments or account funding made with your debit card and purchases made using third-party payment accounts. Transactions may take one or more business days from the date the transaction was made to post and settle to an account. Application is subject to approval. Information is accurate as of May 26, 2022 and may change without notice.
4 High Yield Savings Account – $100 to open to account. Rates may change without notice. There is a $10.00 excess transaction fee for every transaction over six for preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card or similar transactions from your account per account statement cycle. If the account is closed before interest and/or bonus is credited, accrued interest and/or bonus may be forfeited for that statement cycle. Fees could reduce earnings. Ask for details. Additional terms, conditions, fees & exclusions may apply. Information is as of September 26, 2022.
6 Certificate of Deposit is a personal interest bearing account. You must deposit $500.00 to open this account. APY is accurate and effective as of August 26, 2022. APY may change thereafter for new accounts and upon renewal. Withdrawals before the maturity date are subject to penalties. Offer is subject to change at any time. Ask for details. Additional terms, conditions, fees & exclusions may apply. Fees could reduce earnings. Application is subject to approval.