Relax, you’re banking with Quontic
With Quontic, you hold the keys to your financial goals. From innovative rewards checking to high yield savings, eliminate the hurdles between you and financial freedom.
Checking Accounts
Cash Rewards Checking 2
For frequent debit card users
- Earn 1.00% cash back on Quontic debit card purchases.
- Cash back rewards paid monthly.
Wearable Checking
For a free debit ring
- The nation’s first checking account that comes with a free pay ring.
- Check out faster than using a debit card or cell phone.
Money Market 4
For the flexibility that comes with savings + checking account
- Earn 4.25% APY on all balances.
- Free debit card and check writing privileges.
- Interest compounds daily
Savings Accounts
High Yield Savings 3
For 9X the national average APY
- Earn 3.75% APY on all balances.
- Interest compounds daily.
Certificates of Deposit
Maximize your savings with our dynamic CD account options. Minimum of $500 required to open a CD.
Withdrawals before the maturity date are subject to penalties.
Learn More
Support when you need it, and how you want it
Disclaimer:
1High Interest Checking Account is a conditional tiered variable rate account wherein you must deposit $100.00 to open this account. After fulfilling the minimum qualifying activity requirements per statement cycle of 10 qualifying Point of Sale debit card transactions equal to or over $10.00 per transaction, the 1.10% annual percentage yield (APY) applies to all balance tiers, which are identified as $0–$150,000, $150,000.01–$1,000,000 and balances over $1,000,000. If the qualifying activity requirement is NOT fulfilled, the annual percentage yield on the balance will be 0.01%. Ask for details. Additional terms, conditions, fees & exclusions may apply. Ask for details. Additional terms, conditions, fees & exclusions may apply. Rates may change without notice. If the account is closed before interest and/or bonus is credited, accrued interest and/or bonus may be forfeited for that statement cycle. Fees could reduce earnings. The following activities are not considered qualifying POS debit card transactions and do not count toward earning rewards: ATM- processed transactions; transfers between accounts; purchases made with debit cards not issued by our bank; cash over portions of point-of-sale transactions; Peer-to-Peer (P2P) payments (such as Apple Pay Cash*); loan payments or account funding made with your debit card and purchases made using third-party payment accounts. Transactions may take one or more business days from the date the transaction was made to post and settle to an account. Online Account Opening is only available to consumers. Data connection required to open an account online. Carrier fees may apply. Application is subject to approval. Information is accurate as of August 14, 2024 and may change without notice.
2Cash Rewards Checking is a personal non-interest bearing account. You must deposit $100.00 to open this account. No minimum daily balance required to receive the cash back reward and no monthly maintenance fee. Fees reduce earnings. Qualifying point of sale (POS) debit card transactions (“Eligible Debit Card Purchases”) shall receive 1.00% cash back that post and settle to the account each statement cycle up to an aggregate total $50 per statement cycle. The following activities are not considered POS debit card transactions and do not count toward earning rewards: Intentionally creating spending for the sole purpose of generating rewards at little or no cost violates the intent of Quontic’s Cash Reward Checking, and subjects the account to closure. ATM- processed transactions; transfers between accounts; purchases made with debit cards not issued by our bank; cash over portions of point-of-sale transactions; Peer-to-Peer (P2P) payments (such as Apple Pay Cash*); loan payments or account funding made with your debit card and purchases made using third-party payment accounts. Quontic may close the account for any reason including manufactured spending. Transactions may take one or more business days from the date the transaction was made to post and settle to an account. Ask for details. Additional terms, conditions, fees & exclusions may apply. Application is subject to approval & further review. Information is accurate as of August 14, 2024 and may change without notice.
3High Yield Savings Account – $100 to open to account. Rates may change without notice. If the account is closed before interest and/or bonus is credited, accrued interest and/or bonus may be forfeited for that statement cycle. Fees could reduce earnings. Ask for details. Additional terms, conditions, fees & exclusions may apply. Information is as of December 20, 2024.
5Certificate of Deposit is a personal interest bearing account. You must deposit $500.00 to open this account. APY is accurate and effective as of November 19, 2024. APY may change thereafter for new accounts and upon renewal. Withdrawals before the maturity date are subject to penalties. Offer is subject to change at any time. Ask for details. Additional terms, conditions, fees & exclusions may apply. Fees could reduce earnings. Application is subject to approval.
