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Banking Overview

Broaden your banking ambitions

You don’t have to choose between your passions and your wallet. Whether you’re a crypto-head or a super saver, we have an account to suit your needs. Maximize your interest and reward potential with a Quontic online bank account.

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nerdwallet rating: 4.5 out of 5
smartasset rating: 4.8 out of 5
Forbes Advisor, Best of 2023, Best Online Banks
Bankrate rating: 4.7 out of 5
GoBankingRates rating: 4.5 out of 5
smartasset rating: 4.8 out of 5
Forbes Advisor, Best of 2023, Best Online Banks
nerdwallet rating: 4.5 out of 5
Bankrate rating: 4.7 out of 5
GoBankingRates rating: 4.5 out of 5

Accounts to fit your financial goals

quontic-bitcoin-card.png
Checking
Earn crypto, cash back, or a bigger balance with one of our online checking accounts.
Savings

Not your grandma’s savings account. Accelerate your savings & earn interest on your balance.

Certificates of Deposit

With a CD account, your money works hard for you, not the other way around.

No fees? Yes please

Our deposit accounts don’t have the red-tape of overdraft fees, monthly service fees or incoming domestic wire transfer fees.

No pockets? No problem

With the Quontic Pay Ring, always have access to your money with our
payment wearable. Leave your debit card behind and embrace the future of payments.
The Quontic Pay Ring is exclusively for Quontic Checking Account customers.

Learn more

Dynamic digital banking

Enjoy the convenience of banking on your terms—whenever you want, anytime you want with our online banking platform and dynamic mobile app. Features like remote check deposit, bill pay, account transfers, and receipt tracking make managing your finances easy.
  • 90,000+ surcharge free ATMs
  • 24/7 Access via online banking
  • Dynamic mobile app
  • Responsive customer service
  • Mobile check deposit
  • Savings made simple (roundup)
  • Automatic bill pay
  • Mastercard Airport Concierge®
  • FDIC insured and secured
  • Mastercard® Zero Liability Protection
  • ID theft protection
  • Lock and unlock your debit card
Banking Features
As an all-digital, FDIC member bank, we take the charge of our customer’s data and account security very seriously. Learn more about our policies and how we keep you protected in our Bank Security Center.
"Quontic has exceptional and professional service, I really recommend this bank and all its services, that are above and beyond your normal bank experiences."
- Abel S.
"Very friendly and professional staff, always satisfied with my experience at this bank!!"
- Mani L.
"Opened a CD With Quontic because they had the best rate for the term I wanted. Super easy process and customer service was extremely friendly, professional and accessible."
- Karen B.
"The Quontic team was very helpful and I would definitely recommend them to my friends and family."
- Kaysor A.
"I opened my account online and the process was super fast! I had an excellent experience, and they also offer amazing interest rates!"
- Larry A.

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Disclaimer:

Ask for details. Additional terms, conditions, fees & exclusions may apply. Rates may change without notice. Some accounts may require a minimum average daily balance for the statement cycle to avoid service charges. If the account is closed before interest and/or bonus is credited, accrued interest and/or bonus may be forfeited for that statement cycle. Fees could reduce earnings. In order to sign up for online banking, you must have a Quontic Bank account. Mobile banking requires enrollment through online banking. Data connection required. Wireless carrier fees may apply. There is no charge from Quontic Bank for account alerts, but message & data rates may apply. Mobile check deposit is available for select mobile devices. Subject to eligibility & further review. Deposits are subject to verification & not available for immediate withdrawal. Deposit limits & other restrictions may apply. Online Account Opening is only available to consumers. Ask for details. Data connection required to open an account online. Wireless carrier fees may apply. Application is subject to approval & further review. Information is accurate as of the date listed below and may change without notice.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries. ©2018 Google LLC, used with permission. Google Pay and the Google Pay logo are trademarks of Google LLC.  The Samsung Pay® logo is a registered trademark of Samsung Electronics Co., Ltd. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Mastercard and Mastercard Airport Concierge are registered trademarks of Mastercard International Incorporated.

May 17, 2023