Savings as easy as 1-2-3...
1. Open an account
Apply in 3 minutes or less and fund your account with money from an existing Quontic account or another bank.
2. Earn interest daily
Accrue an APY that’s drastically higher than the national average.2 Your interest is compounded daily and credited to your account every month. APY earned on the account daily balance.
3. Watch your money grow
Set, reach, and exceed your savings goals. Access and monitor your money 24/7/365 online or via our mobile app.

Human support at your fingertips

Frequently Asked Questions
What do I need to get started?
Our secure account opening process takes less than 3 minutes from start to finish! We ask for a few pieces of information like basic contact info, your social security number, and DOB. You will then be able to fund your account instantly!
Is there a minimum opening deposit?
Yes, the minimum amount to open a Money Market account is $100.
Does this account come with a Debit Card?
Yes, you can get a debit card for your Quontic money market account.
How is my interest calculated?
Interest is compounded daily based on your posted account daily balance.
When is interest paid?
Interest is credited to your account every month at the end of your statement cycle.
What you get

Fully mobile & online banking

Fully mobile & online banking
Enjoy the convenience of banking on your terms—whenever you want, anytime you want with our online banking platform and dynamic mobile app. Features like remote check deposit, bill pay, account transfers, the ability to send money through Zelle® and receipt tracking make managing your finances easy.
No monthly or overdraft fees

No monthly or overdraft fees
Unexpected fees are never a good thing. We will never surprise you with hidden monthly fees. View the full list of fees that could occur on your account here.


Insured and secured

Insured and secured
Rest easy when you bank with Quontic. All eligible accounts are FDIC insured4 and include advanced security monitoring. You can lock and unlock your debit card online and are fully protected against unauthorized debit card transactions.
Banking with a purpose
With Quontic, you’re more than just an account number. You’re a partner on our mission. As a CDFI, we’re the bank that helps bring the dream of homeownership to low-income families, immigrants, people of color, small business owners, and others who are unable to obtain mortgage financing through traditional lenders. Feel good about who you bank with.
Disclaimer:
2National Average APY information as of April 17, 2023, according to the FDIC National Rates and Rate Caps.
4FDIC insurance is applicable to eligible deposit accounts and up to the maximum allowed by law. Learn more at FDIC: Deposit Insurance
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
