Changing how you
think about banking

At Quontic, we’re always innovating. But we don’t just chase new ways of doing things just for the sake of it. We listen to what our customers need, then give it to them. Here are just a few ways we’re working to change how you bank:

You can say “Goodbye Fees”

The banking industry made over a billion dollars in overdraft fees in 2021. At Quontic, we believe that you shouldn’t be charged for access to your own money. And it’s often those in the toughest financial situations that rack up the most fees. That goes against what we stand for, so we’ve done away with our overdraft fees, among a dozen others we eliminated. We want to grow with our customers, but not at their expense.

You can join the first bank in the U.S. to offer a wearable

Pay with a tap of the hand with the sleek Quontic Pay Ring. Get a Ring with any Quontic checking account.

You can connect with us in the metaverse

The metaverse is an evolving space where artists are posting original art, brands are selling unique wares, and where we’ll all be spending a lot more time in the future. Quontic wanted to be among the first to establish a presence there so we could bring the future of banking to our customers today.

You can be proud of a Community Development Financial Institution

Being a CDFI allows us to offer our unique CDL product. We’re a digital-only CDFI, and, unlike some other CDFIs, we are a national lender that provides our unique Non-Traditional Mortgages1 in all fifty states. Our mission is to level the lending playing field by making mortgages more equitable for communities that need them.

CDFI: Certified US Department of Treasury

Be the change in banking
Start your Quontic journey


1All lending products are subject to approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. This does not represent an offer to enter into a loan agreement. Other requirements, restrictions & limitations apply. Information is accurate as of October 19, 2022 & is subject to change without notice.