How easy it is
How easy it is
1. Open a Cash Rewards Checking Account
Open your online account in 3 minutes or less.
2. Use your Quontic debit card
Qualifying point of sale (POS) debit card transactions1 that post and settle to the account each statement cycle shall receive 1.00% cash back. Ask for details. Additional terms, conditions, fees & exclusions may apply.
3. Receive 1.00% cash back each month
Your cash back reward will be paid and deposited into your checking account at the beginning of each new statement cycle.
Frequently Asked Questions
Our secure account opening process takes less than 3 minutes from start to finish! We ask for a few pieces of information like basic contact info, your social security number, and DOB. You will then be able to fund your account instantly!
You can open an account with as little as $100.
To make your initial deposit, you can transfer money from your existing Quontic account, you can transfer money from an external account via ACH, or using Plaid’s technology. Please ensure that you have sufficient funds available to be transferred.
What you get
Banking should be easy
Support when you need it, and how you want it
Banking with a purpose
Ask for details. Additional terms, conditions, fees & exclusions may apply. Rates may change without notice. Some accounts may require a minimum average daily balance for the statement cycle to avoid service charges. If the account is closed before interest and/or bonus is credited, accrued interest and/or bonus may be forfeited for that statement cycle. Fees could reduce earnings. In order to sign up for online banking, you must have a Quontic Bank account. Mobile banking requires enrollment through online banking. Data connection required. Wireless carrier fees may apply. There is no charge from Quontic bank for account alerts, but message & data rates may apply. mobile check deposit is available for select mobile devices. Subject to eligibility & further review. Deposits are subject to verification & not available for immediate withdrawal. Deposit limits & other restrictions may apply.
2FDIC insurance is applicable to eligible deposit accounts and up to the maximum allowed by law. Learn more at FDIC: Deposit Insurance
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