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Mortgages for non⁠-⁠US Citizens

Is it possible for a non-US citizen to get a mortgage? Yes, it is. Whether you’re a foreign national interested in purchasing an investment property in the US or you currently live and work in the US but are not eligible to get a social security number, we may have a mortgage option that’s right for you.
See if you pre-qualify
Google rating: 4.5 of 5 stars
Bankrate rating: 5 of 5 stars
Zillow rating: 4.9 of 5 stars

Home Loans made for non-US citizens

As a non-US citizen applying for a mortgage, you may encounter some hurdles when it comes to documentation. That’s where Quontic may be able to help. As a US Treasury designated Community Development Financial Institution (CDFI), we are one of only a few mortgage lenders that can offer home loans with flexible documentation requirements.

Undocumented Residents

Individual Taxpayer Identification Number accepted

Foreign National Investors

No credit or reference letters required

Immigrants

Qualify based on your overall financial profile

Undocumented Residents

Individual Taxpayer Identification Number accepted

Foreign National Investors

No credit or reference letters required

Immigrants

Qualify based on your overall financial profile

ITIN Mortgage

Quontic’s ITIN home loan is a mortgage that can accept an individual taxpayer identification number instead of a social security number. It is a part of our Community Development Loan program and a great option for individuals who live and work in the US but do not have the traditional documentation required by most lenders.
Learn more

Home financing for foreign national investors

If you do not live or work in the US but want to invest in property here, Quontic may have the right home loan solution for you. With our Community Development Loan program, we take your full financial profile into consideration, including the rental income generated by the investment property.
Learn more

Frequently Asked Questions

The first step is to get pre-qualified. Tell us more about you in 60 seconds or less so we can connect you with a Quontic mortgage specialist. https://www.quontic.com/mortgages/cdl-mortgage-prequalify-foreign-national/
Gift funds are monetary gifts a borrower receives from generous relatives to use towards the down payment and/or, possibly, other costs associated with purchasing a home. Funds received from grants or financial assistance companies cannot be used as gift funds. To learn more about gift funds, check out our guide “Using Gift Funds For A Down Payment”.
Yes, Quontic accepts 100% Gift Funds for down payment and closing costs for our Community Development Loans for eligible applicants.

Depending on which loan program you qualify for, you can have as little as a 20% down payment to own a home.

Depending on which loan program you qualify for, a statement of income may not be required.

No tax returns or W2s are needed to qualify for our Community Development Loans.

At Quontic, you’re more than just a loan application. We value all our customers’ diverse situations and embrace them with specialized mortgages made to fit their needs. Plus, in addition to being registered to lend in all 50 states, we offer a diverse and multi-lingual sales team, an experienced Mortgage Specialist at every step and convenient and helpful customer service.

Getting pre-qualified for a mortgage helps you understand how much home you can afford and shows that you are a serious buyer. It also helps you find a lender that can work with you to select the right home loan with an interest rate that fits your needs.

Mortgage rates can change every day. For the most current rates, please provide your contact information and we’ll have a mortgage specialist contact you. https://www.quontic.com/mortgages/speak-to-mortgage-specialist/
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