Why Choose Quontic?
We’re Glad You Asked.

Staying true to our roots of community banking, Quontic is making its mark as a bank with integrity and a mission to change the banking landscape. We’re the bank that’s doing everything from lending to digital banking in our own way, and the world is taking note.

Come for the Rates, Stay for the Service

Our range of savings and checking and CD accounts not only come with convenient online and mobile access but some of the best APYs in banking. We believe banking should be an equitable experience – that’s why we don’t charge overdraft fees, wire transfer fees nor monthly service fees for our deposit accounts. Learn more about our checking, savings and CD accounts here.

Loan Programs As Unique As You Are

From FHA and VA to our unique Community Development Loans, we’re pushing beyond the ideas of what traditional mortgage lending is currently and redefining what it should be.1 Our mortgage solutions offer income documentation relief to customers who desire the American Dream of homeownership.1 Learn more about all our mortgage programs here.

A Bank You Can Trust

Since 2009, we’ve taken the charge of protecting your hard-earned funds very seriously. All eligible accounts are FDIC insured2, we have a dedicated customer service team to answer your questions and locksafe security protocols to keep your mind at ease. Learn more about our policies and how we keep you protected in our Bank Security Center.
Member FDIC

Focused On Our Mission To Fuel Your Community

As a Community Development Financial Institution (CDFI), Quontic is filling in the gaps and enabling our customers to improve their financial decisions by banking and financing their homes with us. Our inclusive programs and diverse workforce prove that there’s always room for growth at our table.

Wear The Badge Of Innovation

Money named us Most Innovative Bank of 2021 and we know why! From the first of its kind Bitcoin Rewards Checking Account to bringing the first digital bank to the Metaverse to the Quontic Payment Ring, Quontic lives on the corner of Innovation and Creativity.

Be The Change In Banking.
Start Your Quontic Journey.


1Quontic Bank is not affiliated with or acting on behalf of or at the direction of Federal Housing Authority (FHA) or any government agency or government sponsored entity. All lending products are subject to approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. This does not represent an offer to enter into a loan agreement. Other requirements, restrictions & limitations apply. Information is accurate as of March 8, 2022 and is subject to change without notice.

2FDIC insurance is applicable to eligible deposit accounts and up to the maximum allowed by law. https://www.fdic.gov/resources/deposit-insurance/financial-products-insured/index.html