Pay Ring

Your Debit Card Evolved

Exclusively for Quontic Checking Account Customers

The next wave of banking technology is here. Modernize your money with our wearable payment ring. Make contactless purchases with a simple tap of your hand.
Free for a limited time only.1

$29   FREE

Already have a Quontic checking account?
Order your pay ring now.

Surprisingly Effortless

Who doesn’t like easy? With the Quontic Pay Ring, check out faster than using a debit card or cell phone. Simply curl your fingers as you would if you were going to knock on a door, but do it over the payment terminal.

The ring is accepted wherever you see a Contactless Symbol.

No Need To Charge

Your Quontic Pay Ring is ready when you are. Leave your charging cables and battery packs in the drawer, you don’t need it for this unique wearable.

Secure Technology

Misplaced your Ring?… temporarily disable it until it’s found. Spend with confidence in knowing that the eligible checking account your hard-earned funds are in at Quontic are FDIC insured.2

Built To Last

Manufactured to be water and scratch resistant, as well as long lasting, the wearable payment ring is durable enough to survive normal day-to-day life.

Frequently Asked Questions

It’s important to use the correct hand gesture when using your Ring at a compatible contactless terminal.

For the terminal to detect your Ring reliably, it is best to use a ‘knocking’ gesture with your hand. Simply approach the terminal as if you were going to knock on it and hold your fist in position until you see the confirmation of payment or hear the confirmation beep.

Here’s a quick visual guide on the correct hand gesture to use when making payments with your Ring.

During the ring ordering process, you will be asked if you’d like to order a free ring sizing kit. We highly recommend that you choose to order a sizing kit before submitting your ring size. Ring sizes and ring sizers can vary across the industry. Sizing kits are free of charge and help to ensure you get the perfect fit

Yes – you must have a Quontic Bank Checking account to order a ring.

Yes, transactions using the Pay Ring do count towards the interest or rewards you earn just like debit card transactions.

Once you receive your sizing kit in the mail, check your inbox for an email you received when you submitted your request for a ring sizer from [email protected]. It contains a unique link to activate complete your ring order.

Once you receive your ring in the mail, check your inbox for an email you received when you submitted your ring order from [email protected]. It contains a unique link to activate your ring. You will need the activation sticker located on the plastic ring box wrapper. If you have an issue with activating your ring, please call 1-855-226-5287.

Check your inbox for an email you received when you submitted your ring order from [email protected]. It contains a unique link to activate your ring. You will need the activation sticker located on the plastic ring box wrapper. If you have an issue with activating your ring, please call 1-855-226-5287.

Yes, in 3-5 business days, you’ll receive a PIN number in the mail.

 Yes, you will have the ability to enable/disable the Ring, set transaction limits or merchant restrictions. You will need to add your ring by going to Card Controls -> Add in your Quontic Mobile App. Please note that your ring will be listed as a Debit Card.

Your Ring has been designed to be resistant to scratching and proven to be more resilient than certain precious metals of equivalent thickness. It’s still precious, so please treat it as such.

Everyone likes good news right? Your Ring NEVER needs to be charged…. EVER! You can wear your Ring all day and all night, so it’s always to hand to make those important payments even when other devices have run out of battery.

The Ring is waterproof to 50m, so perfectly able to withstand swimming, bathing or washing up.

The same daily limits for your debit card apply to the Ring.  

If your ring does not fit, please contact customer service at 1-855-226-5287. If the ring fits on another finger than the original finger you intended, we suggest trying it out to avoid the returning process.

Rings can be used at any payment terminal that accepts contactless payments. Look for the contactless symbol. Please note that there may be instances where a terminal is unable to accept the Ring as a payment device – just like some contactless terminals can’t read a debit card and ask that you use chip instead.

Be sure that the terminal accepts contactless payments. Sometimes, you may need to try to tap the ring a few times before the terminal gets a good read. There may be instances where a terminal is unable to accept the Ring as a payment device – just like some contactless terminals can’t read a debit card and ask that you use chip instead. We always recommend you bring a second method of payment, like your Quontic Bank Debit Card, in case there is a terminal read error.

The ring has a card number in the system but is not shared with the customer. If you need to make an online purchase that requires a full card number, we suggest you use your Quontic Bank debit card.

Please contact customer service at 1-855-226-5287. If you have the Quontic Bank Mobile App, you can also use Card Controls to turn your ring ‘off’ to ensure no unauthorized purchases occur. To add your ring to Card Controls, go to Card Controls -> Add in your Quontic Mobile App. Please note that your ring will be listed as a Debit Card.

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Disclaimer:

1The Quontic Pay Ring is being offered for free from April 11, 2022 through May 30, 2022.

2FDIC insurance is applicable to eligible deposit accounts and up to the maximum allowed by law. Learn more at FDIC: Deposit Insurance.