Quontic’s FHA home loans1 are a first-time homebuyers’ dream. We offer flexible borrowing options to help you find your home, sweet home. Plus, this program requires only a modest down payment and allows for not-so-perfect credit. Looking to refinance? An FHA loan could be the perfect solution for you, too.
A Federal Housing Administration (FHA) loan is a mortgage that is insured by the federal government.2 As an approved Federal Housing Administration lender in all 50 states, we have the tools you need to equip you on this journey. We are dedicated to providing FHA home loans to borrowers looking to purchase or refinance their dream home. With low down payments, the choice of fixed & adjustable rates, and gift allowances for closing costs, Quontic is helping our customers finance their home purchase or refinance with ease.
Maximum Loan Amounts
$356,362 to $822,275
Depending on county
Minimum FICO Score Required
Minimum Down Payment Required
As Low As 3.5%
Available in All 50 States
Recognized As A Top Mortgage Lender
Quontic’s loan officers help make the loan process simple and seamless. With mortgage experience across multiple loan programs spanning decades, they are a diverse and multi-lingual team ready to walk you through each step of the mortgage process. And with hundreds of 5 star reviews from our customers, you can trust you’ll get a customized experience that makes your purchase or refinance goals a reality.
Frequently Asked Questions
FHA loans are known to be a flexible lending option. Suitable for first-time buyers, FHA loans have more flexible qualifications than conventional loans.
FHA home loans may be for any financially qualified borrower. Some of the important factors include your credit history and FICO scores in order to secure the minimum down payment of 3.5%.
FHA loans and Conventional loans differ on several factors including down payment and the credit score requirements to qualify. Conventional loans typically require higher FICO scores and a minimum 20% down payment.
FHA loans are extremely popular with first time homebuyers who may not have saved enough for a large down payment.
1All lending products are subject to approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. This does not represent an offer to enter into a loan agreement. Other requirements, restrictions & limitations apply. Information is accurate as of September 24, 2021 & is subject to change without notice.
2Quontic Bank is not affiliated with or acting on behalf of or at the direction of Federal Housing Authority (FHA) or any government agency or government sponsored entity. All lending products are subject to approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. This does not represent an offer to enter into a loan agreement. Other requirements, restrictions & limitations apply. Information is accurate as of September 24, 2021 & is subject to change without notice.
*The Federal Housing Agency based on single unit as of Augus 23, 2021
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