Quontic’s FHA home loans1 are a first-time homebuyers’ dream. We offer flexible borrowing options to help you find your home, sweet home. Plus, this program requires only a modest down payment and allows for not-so-perfect credit. Looking to refinance? An FHA loan could be the perfect solution for you, too.
A Federal Housing Administration (FHA) loan is a mortgage that is insured by the federal government.2 As an approved Federal Housing Administration lender in all 50 states, we have the tools you need to equip you on this journey. We are dedicated to providing FHA home loans to borrowers looking to purchase or refinance their dream home. With low down payments, the choice of fixed & adjustable rates, and gift allowances for closing costs, Quontic is helping our customers finance their home purchase or refinance with ease.
Maximum Loan Amounts
$356,362 to $822,275
Depending on county
Minimum FICO Score Required
Minimum Down Payment Required
As Low As 3.5%
Available in All 50 States
Recognized As A Top Mortgage Lender
Quontic’s loan officers help make the loan process simple and seamless. With mortgage experience across multiple loan programs spanning decades, they are a diverse and multi-lingual team ready to walk you through each step of the mortgage process. And with hundreds of 5 star reviews from our customers, you can trust you’ll get a customized experience that makes your purchase or refinance goals a reality.
Frequently Asked Questions
FHA loans are known to be a flexible lending option. Suitable for first-time buyers, FHA loans have more flexible qualifications than conventional loans.
FHA home loans may be for any financially qualified borrower. Some of the important factors include your credit history and FICO scores in order to secure the minimum down payment of 3.5%.
FHA loans are extremely popular with first time homebuyers who may not have saved enough for a large down payment.
“My Loan Officer and his team were absolutely the best! He offered a solution that was superior to what I had before and said he would deliver within my timeframe. From inception to closing it only took 18 business days!!! I would definitely choose Quontic Bank again.”
“The most amazing customer experience in 30 years! The focus on Customer Service isn’t just levels above the entire banking industry it’s unmatched anywhere! The loan offerings are exceptional. Quontic Bank is simply the best choice you’ll make for your banking needs.”
“Great experience working with our Loan Officer and his team. They were very professional and efficient on our mortgage application process and helped us close the mortgage very quickly. Also love the nice package they sent us that included all the relevant documents about the house. Highly recommended.”
“Our Loan Officer and his team at Qunotic Bank were amazing to work with on our mortgage. As first time homeowners, they made the process so easy and seamless. Communication skills are A+++. Their efforts exceeded all of our expectations and we were able to close much sooner than we thought.”
“Our Loan Officer and his team were extremely professional, knowledgeable and very quick to assist. They made the refinancing experience seamless and painless. Thanks!!”
1All lending products are subject to approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. This does not represent an offer to enter into a loan agreement. Other requirements, restrictions & limitations apply. Information is accurate as of September 24, 2021 & is subject to change without notice.
2Quontic Bank is not affiliated with or acting on behalf of or at the direction of Federal Housing Authority (FHA) or any government agency or government sponsored entity. All lending products are subject to approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. This does not represent an offer to enter into a loan agreement. Other requirements, restrictions & limitations apply. Information is accurate as of September 24, 2021 & is subject to change without notice.
*The Federal Housing Agency based on single unit as of Augus 23, 2021
Bankrate is a registered trademark of Bankrate, LLC. Google and the Google logo are registered trademarks of Google LLC. Zillow is a registered trademark of Zillow, Inc.