Industry Leading Home Equity Loans
Tap into your home's equity with a second mortgage to get a one-time, lump sum payout.
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Home Equity Loans for Diverse Borrowers
As a federally chartered digital bank and US Treasury designated Community Development Financial Institution (CDFI), we’re one of only a few mortgage lenders that can help meet the lending needs of both traditional, W2 and salaried borrowers and those with inconsistent or difficult-to-document income. We assess our home equity loan borrowers full financial profile, not just bank statements, W2s, and tax returns.
Full Doc Home Equity Loan | Lite Doc Home Equity Loan | |
|---|---|---|
 Accepts flexible income documentation |  |  |
 Eligible for Investment Properties | | |
Eligible for Second Home Properties | | |
 Loan Amounts | Up to $500,000 (minimum $100,000) | Up To $350,000 (minimum $100,000) |
 Reserves Required | No | Yes |
 Minimum FICO score required | 680 | 680 |
Not eligible for properties located in Texas & Tennessee | Not eligible for properties located in Texas |
Top uses for home equity loans
- Finance large purchases
- Put a down payment on a second home
- Finance home improvements
- Pay for higher education costs
- Consolidate debt
Disclaimer:
1The Federal Housing Agency based on single unit as of January 1, 2022
All lending products are subject to approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. This does not represent an offer to enter into a loan agreement. Other requirements, restrictions & limitations apply. Information is accurate as of September 27, 2022.
