Quontic

Mortgage solutions for real estate investors

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Google: 4.5 star rating
Bankrate: 5 out of 5 stars
Zillow rating: 4.9 stars

Invest in real estate with a loan unlike any other

As a Community Development Financial Institution (CDFI), Quontic can offer loans other banks cannot. Quontic’s unique investor loans provide financing options for borrowers in need of income documentation relief. We rely on other more objective factors, such as credit score and property income contributions. These one-of-a-kind mortgages are suited for real estate investors looking to take advantage of the hot real estate market.

Conventional
Mortgage Loan1
Quontic Mortgage1
for Investors
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Flexible Income
Documentation Required

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Check
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Accountant-Prepared Profit & Loss
Statement for Small Business Owners

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Check
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100% Gift Funds Accepted For
Down Payments, Closing Costs, Etc.

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Check
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Loan Amounts

Up to $647,2002
Up To $3,000,000*
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Minimum FICO Score Required

620
660
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Minimum Down Payment Required

As low as 15%
25%**

Information in this chart is applicable to the purchase of investment properties only and additional requirements may apply.

*A loan amount up to $3,000,000 requires minimum 30% down payment with a minimum FICO of 700, OR minimum 35% down payment with a minimum FICO score of 680.

**25% down payment requires a minimum 700 credit score and has a maximum $2 million loan amount.

Disclaimer:

1All lending products are subject to approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. This does not represent an offer to enter into a loan agreement. Other requirements, restrictions & limitations apply. Information is accurate as of July 22, 2022.

2The Federal Housing Agency based on single unit as of January 1, 2022.