Mortgage solutions for real estate investors
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Mortgage Programs For Investors
Debt Service Coverage Ratio (DSCR) Loan
Qualify based on the cash flow generated from the investment property.
Lite Documentation Loans
Qualify with flexible, personal income documentation.
Asset Utilization Loans
Qualify using a comprehensive analysis of your total assets.
Foreign National Loans
Qualify as a non-US citizen who doesn’t live or work in the US.
DSCR Loan Highlights
Qualify using just the income generated by the investment property
First time investors are eligible
Single family, 2-4 units, planned unit developments, condos and condotels eligible
Invest in real estate with a loan unlike any other
As a Community Development Financial Institution (CDFI), Quontic can offer investment property loans other lenders cannot. Quontic’s unique investor loans provide financing options for borrowers in need of income documentation relief. We rely on other more objective factors, such as credit score and property income contributions. These one-of-a-kind mortgages are suited for real estate investors looking to take advantage of the hot rental market.
Information in this chart is applicable to the purchase of investment properties only and additional requirements may apply.
Quontic Bank Mortgages
Quontic Bank specializes in non-traditional mortgages for non-traditional borrowers – including foreign nationals. As a federally chartered digital bank and US Treasury designated CDFI, Quontic is one only a few mortgage lenders that can offer home loans with flexible documentation requirements.
- Established in 2009
- One of less than 3% of CDFI designated banks
- A+ BBB rating and hundreds of 5 star reviews
- Fast closing times and competitive rates
- Thousands of loans funded across all 50 states
- Experienced and diverse loan officers
Disclaimer:
1All lending products are subject to approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. This does not represent an offer to enter into a loan agreement. Other requirements, restrictions & limitations apply. Information is accurate as of July 22, 2022.
2The Federal Housing Agency based on single unit as of January 1, 2023.