Mortgage solutions for real estate investors
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Mortgage Programs For Investors

Debt Service Coverage Ratio (DSCR) Loan
Qualify based on the cash flow generated from the investment property.

Lite Documentation Loans
Qualify with flexible, personal income documentation.

Asset Utilization Loans
Qualify using a comprehensive analysis of your total assets.

Foreign National Loans
Qualify as a non-US citizen who doesn’t live or work in the US.
DSCR Loan Highlights
Invest in real estate with a loan unlike any other

Conventional Mortgage Loan1 | Quontic Mortgage1 for Investors | |
---|---|---|
![]() Flexible Income | ![]() | ![]() |
![]() Loan Amounts | Up to $726,2002 | Up To $3,000,000* |
![]() 100% gift funds accepted for investment property down payment and closing costs | ![]() | ![]() |
![]() Minimum FICO Score Required | 620 | 680 |
![]() Corporations and LLCs accepted | ![]() | ![]() |
![]() Minimum Down Payment Required | As low as 15% | 25%** |
Information in this chart is applicable to the purchase of investment properties only and additional requirements may apply.
*A loan amount up to $3,000,000 requires minimum 30% down payment with a minimum FICO of 700, OR minimum 35% down payment with a minimum FICO score of 680.
**25% down payment requires a minimum 700 credit score and has a maximum $2 million loan amount.

Quontic Bank Mortgages
- Established in 2009
- One of less than 3% of CDFI designated banks
- A+ BBB rating and hundreds of 5 star reviews
- Fast closing times and competitive rates
- Thousands of loans funded across all 50 states
- Experienced and diverse loan officers
Disclaimer:
2The Federal Housing Agency based on single unit as of January 1, 2023.