How can I speed up my application?
If you already have an account with us, and return to open a new account, your information will populate based off the first application.
How is my personal information used?
Your information is used to identify you. It is securely stored in your account and customer records once your new account is opened. Federal law requires that all financial institutions obtain, verify, and record personal information that identifies each person who opens an account.
Why are you asking me about how I expect to use my new account?
Bank regulations require that financial institutions collect an expectation of a customer’s transactional behavior in order to determine risk levels in terms of money laundering, terrorist finance, and identity theft.
Why are you asking me about my employment or previous employment history?
Your recent employment history helps us correctly identify you. We ask this question for security purposes and to help the government fight terrorism and money-laundering activities. Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
Should I choose a joint or individual account?
Select “Individual” if you will be the only person taking ownership of the account. Select “Joint” if you want to add a co-owner to the account.
Why do I need to review and accept disclosures?
Disclosures contain the important terms and conditions that apply to your new account. Reviewing and accepting disclosures ensures that you are informed about how we will manage your new account.
