Why Do Banks Monitor Dormancy?

Banks monitor dormancy to protect your funds and comply with state laws. If an account remains inactive for too long, the funds may be considered unclaimed property and must be turned over to the state.

How Can I Prevent My Account From Becoming Dormant?

Preventing dormancy is easy and helps you avoid fees and extra steps later. Here’s what you can do: Tip: Even if you don’t use your account often, logging in once or twice a year can keep it active.