I acknowledge that the online application process allows me to electronically transfer funds via the automated clearing house (“ACH”) between my account and my Funding Account at a separate financial institution as a one-time transfer for the purpose of providing a funding deposit to my account. During the online application process, I will provide the routing/transit, account number, and type of account for my Funding Account, or will otherwise have that information supplied by a method approved by , such as validating my online banking credentials which access that account at the other depository institution. I hereby authorize to initiate a withdrawal to the Funding Account indicated during the application workflow at the depository institution named within that process. I hereby represent and warrant that I have all necessary right, power and authority to debit and credit the Funding Account(s) identified above, and that all information entered during the application process is complete and accurate. I agree that ACH transactions I authorize comply with all applicable law. Should an incorrect amount be withdrawn from or deposited to my Funding Account or my account(s), I authorize to correct the error by debiting/crediting my External Account(s) or my account(s). This authorization is to remain in full force and effect until has received written notification from me of its termination in such time and in such manner as to afford a reasonable opportunity to act on it. I will send my notice to: , Customer Service, P.O. Box 5117, New York, NY, 10185. Any modifications to my authorization (e.g., addition of certain outside banks) must be made through Online and Mobile Banking. I acknowledge that the origination of ACH transactions must comply with the provisions of applicable law and the rules of the National Automated Clearing House Association (NACHA). I request the financial institution that holds my External Account to honor all transfers initiated in accordance with this authorization form.