With over 30 years of bank leadership experience, Raul brings technical operations expertise, enterprise risk management, cryptocurrency understanding and fintech know-how to Quontic. He has spent the majority of his career at mission-driven Community Development Financial Institutions that serve low-to-moderate income families and specialize in creating pathways to homeownership.In his role as COO, key priorities include interfacing with the bank’s regulators, providing compliance program leadership and executing the bank’s strategic plan. Raul possesses a keen understanding of what it takes to effectively manage risk and also has the operational expertise necessary to provide strategic direction and supervision to the operations and administrative departments of the bank. Raul is a Cal State, Fullerton and Penn State graduate. He enjoys running every morning and spending time with his family and their two rambunctious rescued hounds.