Homeownership for Everyone
Mortgage Spotlight: ITIN Loans for Non-US Citizens
The digital bank
on a mission 
We’re more than just an innovative digital bank. Quontic is a CDFI (Community Development Financial Institution), which means we can make the dream of homeownership real for a wider range of people including the self-employed, small business owners, immigrants, people of color, and other outside-the-box borrowers.
Expect more from your bank
Quontic is raising the bar. If you’ve found your way to Quontic for our highly competitive rates and easy-to-use online banking, we invite you to stay for everything else that makes us a digital bank with a heart: great customer service, constant innovation, and a team that’s always working to make banking better for you.
ACCOUNT FEATURE
Quontic Pay Ring
Loans as unique as you are
FEATURED HOME LOAN SOLUTION:
Lite Documentation Loans
Banking has evolved
Whether it’s a best in class mobile app, offering a wearable payment device or being the first digital bank in the Metaverse, Quontic is pushing the boundaries of what a bank should be. Learn more about the bank that Money named The Most Innovative Bank of 2023-2024.
Community Roots.
National Impact.
Disclaimer:
* Must be a Quontic bank customer for at least 60 days prior to submitting a loan application. Underwriting fee savings valued at $1,500.
2Rate is as of June 26, 2025 and is subject to change. Rates may vary per product type. Ask for details.
3Certificate of Deposit. Minimum $500 to open account. Withdrawals before the maturity date are subject to penalties. Fees could reduce earnings. Additional terms, conditions, fees & exclusions may apply. Annual Percentage Yield (APY) and information is accurate and effective as of June 26, 2025. Subject to change without notice.
4Quontic Bank is not affiliated with or acting on behalf of or at the direction of Federal Housing Authority (FHA) or any government agency or government sponsored entity. All lending products are subject to approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. This does not represent an offer to enter into a loan agreement. Other requirements, restrictions & limitations apply. Information is accurate as of February 24, 2025 & is subject to change without notice.
