Va Loans1

Providing Homeownership for Our Nation's Heroes

Our VA home loans1 help military families finance the home of their dreams. This program provides 100% financing for eligible veterans.

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Recognized For Quality Mortgage Lending

Our exceptional customer service, knowledgable loan officers, and fast clear to close times have earned us a near 5 star average on Zillow!

Uplifting Underserved Populations

As a CDFI, our mission is to be the bridge between underserved communities and their homeownership dreams. Our CDL program is perfect for the self-employed, low-income, or other customers with unique circumstances whose income documentation doesn’t tell the whole story.

What is a VA Loan1?

Active-duty or veteran military service members and their spouses are eligible for our VA home loan program. These government-backed mortgages have benefits like no private mortgage insurance, lower rates than conventional loans and require little to no down payment but there is an upfront “funding fee.” Eligible service members and veterans and their families can utilize their VA loan benefits again once the original loan is repaid in full as well. Quontic is an approved VA Home Loan Lender ready to help our servicemen and women have a place to call home.

What is a VA Loan1?

Active-duty or veteran military service members and their spouses are eligible for our VA home loan program. These government-backed mortgages have benefits like no private mortgage insurance, lower rates than conventional loans and require little to no down payment but there is an upfront “funding fee.” Eligible service members and veterans and their families can utilize their VA loan benefits again once the original loan is repaid in full as well. Quontic is an approved VA Home Loan Lender ready to help our servicemen and women have a place to call home.

Why Quontic for VA Loans1?

We offer the attention and personalization of a community bank with a user-friendly digital process. With our fast clear to close times and team of experts in your corner, we’ll have you in your dream home in no time.

Our Loan Specialists Will Get You Home

Quontic’s loan officers have mortgage experience with multiple loan programs spanning decades. They are a diverse and multi-lingual salesforce that are licensed to lend in all 50 states.

Curious About the Homebuying Process?

Frequently Asked Questions

A VA purchase loan often requires little to no down payment.
You can qualify for a VA loan by providing a VA home loan Certificate of Eligibility (COE), and meet the standards for credit and income and you will live in the home you’re buying with the loan.
VA loans offer little to no down payment, better terms and interest rates, no need for private mortgage insurance (PMI) or mortgage insurance premiums, fewer closing costs, and no penalty fee if you pay the loan off early.

No, PMI isn’t required for a VA loan.

Serving The Underserved

A Commitment We Don't Take Lightly

Quontic is the adaptive digital bank that empowers its customers financially while embracing their diverse circumstances. Quontic’s disruptive banking platform reimagines traditional banking with adaptive lending and innovative deposit products that transcend legacy banking inequities.

Disclaimer:

1 Quontic Bank is not affiliated with or acting on behalf of or at the direction of Veterans Affairs (VA) or any government agency or government sponsored entity. All lending products are subject to approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. This does not represent an offer to enter into a loan agreement. Other requirements, restrictions & limitations apply. Information is accurate as of April 16, 2021 & is subject to change without notice.