Save, Earn, & Grow.

Save, Earn, & Grow.

With a Quontic online savings account, your hard-earned funds are doing the work for you. From a High Yield Savings account to a Money Market account or even a CD, exceed your financial goals with leading interest rates to get you there.

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High Yield Savings

High Yield Savings

Earn 0.55% Annual Percentage Yield1

Interest is compounded daily and credited to your account every month. Minimum opening deposit: $100. No monthly service fees. Limit of 6 withdrawals per statement cycle.

Money Market

Money Market

Earn up to 0.60% Annual Percentage Yield2

With high yield and no monthly fees, you can find financial flexibility and security with our Money Market account and earn up to 0.60% APY! Limit of 6 withdrawals per statement cycle. $100 minimum deposit.

Certificate of Deposit

Certificate of Deposit

Earn up to 1.11% Annual Percentage Yield with a Certificate of Deposit.3

With a Quontic CD, save now to reap the rewards later. Lock in a leading rate with our 6 month, 1 year, 3 year, or 5 year options, and leave the rest to us.

Frequently Asked Questions

Yes! However, if you’re taking money out of your Quontic Money Market or High Yield Savings account, you may make no more than six pre-authorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card and similar transactions from your account per month or statement cycle. You will be contacted in the event you exceed the transaction limitations and your account may be changed due to a transactional account.

There is a $10 excess transaction fee for every transaction over six for pre-authorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card or similar transactions from your account per account statement cycle.

Interest is compounded daily and credited to your account every month.

The interest rate is the amount of interest due per period, as a proportion of the amount lent, deposited or borrowed.

Our High Yield Savings accounts earns a higher interest rate than our Money Market account and has a $0 monthly fee with no conditional average daily account balance requirement.

Disclaimer:

1High Yield Savings. Ask for details. Additional terms, conditions, fees & exclusions may apply. Rates may change without notice. There is a $10.00 excess transaction fee for every transaction over six for preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card or similar transactions from your account per account statement cycle. If the account is closed before interest and/or bonus is credited, accrued interest and/or bonus may be forfeited for that statement cycle. Fees could reduce earnings. Information is as of December 2, 2021.

2Money Market Account is a tiered variable account wherein 0.40% annual percentage yield applies to balances of $0.01–$4.999.99, 0.50% APY applies to balances of $5,000.00–$149,999.99, and 0.60% APY applies to balances over $149,999.99. Ask for details. Additional terms, conditions, fees & exclusions may apply. Rates may change without notice. There is a $10.00 excess transaction fee for every transaction over six for preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card or similar transactions from your account per account statement cycle. If the account is closed before interest and/or bonus is credited, accrued interest and/or bonus may be forfeited for that statement cycle. Fees could reduce earnings. Information is as of December 2, 2021.

3Certificates of Deposit. Ask for details. Additional terms, conditions, fees & exclusions may apply. Minimum of $500 required to open. Withdrawals before the maturity date are subject to penalties.