What does my credit score mean?
What goes into my credit report?
Why do lenders use my credit score for a loan?
What's a good credit score to buy a house?
As a U.S. citizen, everyone is assigned a score based on the 300-850 scoring model. Your score will fall into the Bad (300- 579), Fair (580 -669), Good (670-739), Very Good (740-799). Excellent (800-850) range. The average credit score ranges between 600-750. The good news is you don’t have to be in the Excellent credit score range to buy a house. Lower credit scores don’t keep you out of the homeownership circle. For instance, to secure one of our most popular loan programs, 660 is the minimum credit score needed to buy a house.