Mortgage financing for foreign nationals
Expand your capital on different maps with a mortgage from Quontic that’s designed with Foreign Nationals in mind. Our Community Development Loans1 may be the perfect home financing solution for Foreign Nationals looking to invest in U.S. real estate. We assess your overall financial profile, not limiting your chances due to paperwork or documentation obstacles.
Invest in a U.S. property from abroad
Home loans designed for foreign national investors
U.S. based corporations and LLCs are accepted
Two ways to qualify: Debt to Income & Debt Service Coverage Ratio
No reference letters required
Recognized as a top mortgage lender
Quontic’s loan officers help make the loan process simple and seamless. With mortgage experience across multiple loan programs spanning decades, they are a diverse and multi-lingual team ready to walk you through each step of the mortgage process. And with hundreds of 5 star reviews from our customers, you can trust you’ll get a customized experience that makes your purchase or refinance goals a reality.
Frequently Asked Questions
How do I get started with a Community Development loan?
What are gift funds?
Does Quontic accept gift funds?
How much of a down payment do I need?
Depending on which loan program you qualify for, you can have as little as a 20% down payment to own a home.
Do I need to verify my income?
Depending on which loan program you qualify for, a statement of income may not be required.
"The loan team at Quontic Bank was fantastic! They helped me and my family to buy our first house. As immigrants, we have experienced many difficulties and obstacles, but they walked us through the best path and today we can say we own our own house. Highly recommended bank. Thank you."
"My loan officer and his team looked after me from A-Z. I was extremely glad as a person with non-US sourced income to be able to buy my dream apartment in NYC – without Quontic’s focus on niche borrowers like me, I quite simply would not have been able to purchase my new West Village home. Thank you, Quontic!"
“Despite having a substantial down payment and excellent credit score, I was turned down by other institutions because I did not meet their income requirements, so I called Quontic Bank. They specialize in loans that are made for investors or buyers who cannot meet conventional mortgage requirements. Thank you. Quontic.”
"I had a great experience with my loan officer. Everyone was responsive, thorough, and professional. They were able to provide a loan based on my specific needs, which was not possible through other lenders. Highly recommend and will be coming back again in the future."
"Excellent! I can’t believe it, I got my new home on time, 30-years fixed rate and no income check! I live in California, no matter they are in NY, all process we are doing by phone and email. They are professional. They know what documents need and help you to reach it. Thank so much to them!"
1All lending products are subject to approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. This does not represent an offer to enter into a loan agreement. Other requirements, restrictions & limitations apply. Information is accurate as of September 28, 2021 & is subject to change without notice.
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