Meet The Mortgage Solution Made For
A Loan In A League Of Its Own
Information in this chart is applicable to the purchase of a primary residence only and subject to additional requirements.
*A loan amount up to $3,000,000 requires 30% down payment and a FICO score of 700.
**20% down payment requires a minimum 720 credit score and has a maximum $1.5 million loan amount.
Mission Driven & Federally Certified
As a federally chartered digital bank and US Treasury designated Community Development Financial Institution (CDFI), we’re one of only a few mortgage lenders that can offer these types of home loans. Our mission is to level the lending playing field by making mortgages more equitable for communities that need them. Learn more about our unique CDFI designation here.
Frequently Asked Questions
Yes, Quontic accepts 100% Gift Funds for down payment, closing costs, and reserves for our Community Development Loans for eligible applicants.
Depending on which loan program you qualify for, you can have as little as a 20% down payment to own a home.
Depending on which loan program you qualify for, a statement of income may not be required.
1All lending products are subject to approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. This does not represent an offer to enter into a loan agreement. Other requirements, restrictions & limitations apply. Information is accurate as of July 28, 2022 & is subject to change without notice.