Mortgage Financing for Foreign Nationals

Expand your capital on different maps with a mortgage from Quontic that’s designed with Foreign Nationals in mind. Our Community Development Loans1 may be the perfect home financing solution for Foreign Nationals looking to invest in U.S. real estate. We assess your overall financial profile, not limiting your chances due to paperwork or documentation obstacles.

See If You Pre-Qualify
Equal Housing Lender

Invest In A U.S. Property From Abroad

Community Development Loans allow Foreign Nationals to finance their investment property with ease. This loan program is exclusively for borrowers who don’t live or work in the US. Take advantage of hot rental markets by utilizing the income generated from the property or showing your income and employment verification from your country of origin.

Home Loans Designed for Foreign National Investors

U.S. based corporations and LLCs are accepted

Two ways to qualify: Debt to Income & Debt Service Coverage Ratio

No reference letters required

Recognized As A Top Mortgage Lender

Quontic’s loan officers help make the loan process simple and seamless. With mortgage experience across multiple loan programs spanning decades, they are a diverse and multi-lingual team ready to walk you through each step of the mortgage process. And with hundreds of 5 star reviews from our customers, you can trust you’ll get a customized experience that makes your purchase or refinance goals a reality.

Speak To A Mortgage Specialist
Zillow rating: 4.9 star out of 5 stars
Bankrate Rating: 5.0 out of 5 stars
Google rating: 4.5 out of 5 stars

Frequently Asked Questions

The first step is to get pre-qualified. Tell us more about you in 60 seconds or less so we can connect you with a Quontic mortgage specialist. https://www.quontic.com/cdl-mortgage-prequalify/

Gift funds are monetary gifts a borrower receives from generous relatives to use towards the down payment and/or, possibly, other costs associated with purchasing a home. Funds received from grants or financial assistance companies cannot be used as gift funds. To learn more about gift funds, check out our guide “Using Gift Funds For A Down Payment”.

Yes, Quontic accepts 100% Gift Funds for down payment, closing costs, and reserves for eligible applicants.

Depending on which loan program you qualify for, you can have as little as a 20% down payment to own a home.

Depending on which loan program you qualify for, a statement of income may not be required.

No tax returns or W2s are needed to qualify for our Community Development Loans.

At Quontic, you’re more than just a loan application. We value all our customers’ diverse situations and embrace them with specialized mortgages made to fit their needs. Plus, in addition to being registered to lend in all 50 states, we offer a diverse and multi-lingual sales team, an experienced Mortgage Specialist at every step and convenient and helpful customer service.

Getting pre-qualified for a mortgage helps you understand how much home you can afford and shows that you are a serious buyer. It also helps you find a lender that can work with you to select the right home loan with an interest rate that fits your needs.

Mortgage rates can change every day. For the most current rates, please provide your contact information and we’ll have a mortgage specialist contact you.
https://www.quontic.com/speak-to-mortgage-specialist/

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"The loan team at Quontic Bank was fantastic! They helped me and my family to buy our first house. As immigrants, we have experienced many difficulties and obstacles, but they walked us through the best path and today we can say we own our own house. Highly recommended bank. Thank you."
- Paola R.
"My loan officer and his team looked after me from A-Z. I was extremely glad as a person with non-US sourced income to be able to buy my dream apartment in NYC – without Quontic’s focus on niche borrowers like me, I quite simply would not have been able to purchase my new West Village home. Thank you, Quontic!"
- Bryce G.
“Despite having a substantial down payment and excellent credit score, I was turned down by other institutions because I did not meet their income requirements, so I called Quontic Bank. They specialize in loans that are made for investors or buyers who cannot meet conventional mortgage requirements. Thank you. Quontic.”
- James C.
"I had a great experience with my loan officer. Everyone was responsive, thorough, and professional. They were able to provide a loan based on my specific needs, which was not possible through other lenders. Highly recommend and will be coming back again in the future."
- James L.
"Excellent! I can’t believe it, I got my new home on time, 30-years fixed rate and no income check! I live in California, no matter they are in NY, all process we are doing by phone and email. They are professional. They know what documents need and help you to reach it. Thank so much to them!"
- Ng Kyle C.

Home Investment Insights

Disclaimer:

1All lending products are subject to approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. This does not represent an offer to enter into a loan agreement. Other requirements, restrictions & limitations apply. Information is accurate as of September 28, 2021 & is subject to change without notice.

Bankrate is a registered trademark of Bankrate, LLC. Google and the Google logo are registered trademarks of Google LLC. Zillow is a registered trademark of Zillow, Inc.