Accessible Mortgages for Your Dream Vacation Home
You're 60 Seconds Away From Seeing If You Prequalify
Secure A Unique Loan for Your Second Home
Make your vacation home a reality with home financing from Quontic. Our vacation home mortgage program involves a qualification process that assesses your holistic financial profile, without paperwork-related roadblocks and red tape.

Conventional Mortgage Loan | Quontic Mortgage for Vacation Homes | |
---|---|---|
![]() Flexible Income | ![]() | ![]() |
![]() Accountant Prepared Statements | ![]() | ![]() |
![]() 100% Gift Funds Accepted For | ![]() | ![]() |
![]() Loan Amounts | Up to $647,2001 | Up To $3,000,000* |
![]() Minimum FICO Score Required | 620 | 680 |
![]() Minimum Down Payment Required | As low as 3% | 30%** |

Information in this chart is applicable to the purchase of a primary residence only and subject to additional requirements.
*A loan amount up to $3,000,000 requires 40% down payment and a FICO score of 680.
**30% down payment requires a minimum 700 credit score and has a maximum $2 million loan amount.
Disclaimer:
1The Federal Housing Agency based on single unit as of January 1, 2022
All lending products are subject to approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. This does not represent an offer to enter into a loan agreement. Other requirements, restrictions & limitations apply. Information is accurate as of July 22, 2022.