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Secure A Unique Loan for Your Second Home
Conventional Mortgage Loan | Quontic Mortgage for Vacation Homes | |
---|---|---|
Flexible Income | ||
Accountant-Prepared Profit & Loss | ||
100% gift funds accepted for down payments and closing costs, including on investment property loans | ||
Loan Amounts | Up to $726,2001 | Up To $2,000,000* |
Minimum FICO Score Required | 620 | 700 |
Minimum Down Payment Required | As low as 3% | 25%** |
Information in this chart is applicable to the purchase of a second home residence only and subject to additional requirements.
*A loan up to $2,000,000 requires minimum 25% down payment with minimum FICO score of 720 OR minimum 30% down payment with minimum FICO score of 700.
**25% Down payment required minimum 700 credit score and has a maximum $1.5 million loan amount.
Mission driven & federally certified
Disclaimer:
1The Federal Housing Agency based on single unit as of January 1, 2023