Quontic

Accessible mortgages for your dream vacation home

You're 60 seconds away from seeing if you prequalify

Google: 4.5 star rating
Bankrate: 5 out of 5 stars
Zillow rating: 4.9 stars

Secure A Unique Loan for Your Second Home

Make your vacation home a reality with home financing from Quontic. Our vacation home mortgage program involves a qualification process that assesses your holistic financial profile, without paperwork-related roadblocks and red tape.
Conventional
Mortgage Loan
Quontic Mortgage
for Vacation Homes
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Flexible Income
Documentation Required

X
Check
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Accountant-Prepared Profit & Loss
Statement for Small Business Owners

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Check
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100% Gift Funds Accepted For
Down Payments, Closing Costs, Etc.

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Check
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Loan Amounts

Up to $647,2001
Up To $2,000,000*
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Minimum FICO Score Required

620
700
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Minimum Down Payment Required

As low as 3%
25%**

Information in this chart is applicable to the purchase of a second home residence only and subject to additional requirements.

*A loan up to $2,000,000 requires minimum 25% down payment with minimum FICO score of 720 OR minimum 30% down payment with minimum FICO score of 700.

**25% Down payment required minimum 700 credit score and has a maximum $1.5 million loan amount.

Disclaimer:

1The Federal Housing Agency based on single unit as of January 1, 2022

All lending products are subject to approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. This does not represent an offer to enter into a loan agreement. Other requirements, restrictions & limitations apply. Information is accurate as of July 22, 2022.