Quontic

Refinance with flexibility

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Google: 4.5 star rating
Bankrate: 5 out of 5 stars
Zillow rating: 4.9 stars

A mortgage made for your financial goals

Quontic offers rate/term and cash-out refinances to help borrowers reach their financial goals. As a CDFI, we lend to those with inconsistent or difficult-to-document income sources through unique mortgage solutions. Based on your good credit, substantial savings, and alternative income documentation, we may be able to help you refinance your home with ease.

Conventional
Mortgage Loan
Quontic Mortgage
for Refinancing
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Flexible Income
Documentation Required

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Check
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Accountant-Prepared Profit & Loss
Statement for Small Business Owners

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Check
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100% Gift Funds Accepted For
Down Payments, Closing Costs, Etc.

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Check
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Loan Amounts

Up to $647,2001
Up To $3,000,000*
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Minimum FICO Score Required

620
640
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Minimum Equity in the Home Required

As low as 3%
20%**

Information in this chart is applicable to the refinance of a primary residence only and subject to additional requirements.

*A cash-out loan up to $3,000,000 requires minimum 35% equity and minimum FICO score of 740.

**20% equity required minimum 660 credit score and has a maximum $1.5 million loan amount.

Disclaimer:

1The Federal Housing Agency based on single unit as of January 1, 2022

All lending products are subject to approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. This does not represent an offer to enter into a loan agreement. Other requirements, restrictions & limitations apply. Information is accurate as of July 22, 2022.