Refinance with flexibility
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A mortgage made for your financial goals
Quontic offers rate/term and cash-out refinances to help borrowers reach their financial goals. As a CDFI, we lend to those with inconsistent or difficult-to-document income sources through unique mortgage solutions. Based on your good credit, substantial savings, and alternative income documentation, we may be able to help you refinance your home with ease.
Accountant-Prepared Profit & Loss
100% Gift Funds Accepted For
Up To $3,000,000*
Minimum FICO Score Required
Minimum Equity in the Home Required
As low as 3%
Information in this chart is applicable to the refinance of a primary residence only and subject to additional requirements.
*A cash-out loan up to $3,000,000 requires minimum 35% equity and minimum FICO score of 740.
**20% equity required minimum 660 credit score and has a maximum $1.5 million loan amount.
1The Federal Housing Agency based on single unit as of January 1, 2022