Money Market Account

Let Your Money Do All Of The Work.

Earn up to 0.40% Annual Percentage Yield1 with a Quontic Money Market Account. Minimum opening deposit: $100. Limit of 6 withdrawals per statement cycle.2

$0 - $4,999.99

Account Balance

0.30%

1

Annual Percentage Yield

$5,000 - $149,999.99

Account Balance

0.35%

1

Annual Percentage Yield

$150,000+

Account Balance

0.40%

1

Annual Percentage Yield

$0 - $4,999.99

Account Balance

0.30%

1

Annual Percentage Yield

$5,000 - $149,999.99

Account Balance

0.35%

1

Annual Percentage Yield

$150,000+

Account Balance

0.40%

1

Annual Percentage Yield

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Recognized As Top Online Bank

Our competitive rates, low minimum deposits, user-friendly online banking platform, and access to thousands of free ATMs nationwide have earned us a spot as a Top Online Bank of 2020 by Bankrate!

APY

0.40%

Quontic

0.05%APY

Average3

How Our Money Market Account Stacks Up

How Our Money Market Account Stacks Up

APY

0.40%

Quontic

APY

0.05%

Average

APY

Frequently Asked Questions

You can open a Money Market account by securely opening your new account online in about 3 minutes by visiting open.quonticbank.com/basicInfo?prod=moneyMarket.

Yes, the minimum amount to open a Money Market account is $100.

Yes, you can get a debit card for your Quontic money market account.

Interest is compounded daily based on your posted account balance.

Interest is credited to your account every month at the end of your statement cycle.

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Who needs a Branch? We Have an App.

Enjoy the convenience of banking on your terms—whenever you want, anytime you want with our dynamic mobile app. Features like remote check deposit, bill pay, account transfers, and receipt tracking make managing your finances easy. Available on both Android and Apple IOS.

MOVE MONEY YOUR WAY
Apple-Pay
G-Pay
Samsung-Pay
Zelle

Contact Us Today

If you have any questions or require additional information, you can reach us 
via live chat, phone, or by emailing.

Live Chat@2x

Live Chat

Chat directly with one of our customer service representatives for immediate assistance.

Loan Officer@2x

Call or Email

Call us at 1-800-908-6600 or [email protected]

Live Chat@2x

Live Chat

Chat directly with one of our customer service representatives for immediate assistance.

Loan Officer@2x

Call or Email

Call us at 1-800-908-6600 or [email protected]

Serving The Underserved.

A Commitment We Don't Take Lightly

Quontic is the adaptive digital bank that empowers its customers financially while embracing their diverse circumstances. Quontic’s disruptive banking platform reimagines traditional banking with adaptive lending and innovative deposit products that transcend legacy banking inequities.

Disclaimer:

1Ask for details. Additional terms, conditions, fees & exclusions may apply. Rates may change without notice. If the account is closed before interest and/or bonus is credited, accrued interest and/or bonus may be forfeited for that statement cycle. Fees could reduce earnings. In order to sign up for online banking, you must have a Quontic Bank account. Mobile banking requires enrollment through online banking. Data connection required. Wireless carrier fees may apply. There is no charge from Quontic Bank for account alerts, but message & data rates may apply. Mobile check deposit is available for select mobile devices. Subject to eligibility & further review. Deposits are subject to verification & not available for immediate withdrawal. Deposit limits & other restrictions may apply.

Online Account Opening is only available to consumers. Ask for details. Data connection required to open an account online. Wireless carrier fees may apply. Application is subject to approval & further review. Information is accurate as of the date listed below and may change without notice.

2 There is a $10.00 excess transaction fee for every transaction over six for preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card or similar transactions from your account per account statement cycle.

3National average comparison was made on February 08, 2021 and is based on averaged rates for similar savings products with a minimum balance requirement of $1 for all banks tracked by Informa Financial Intelligence, who relies on the data from the banks it tracks and cannot be guaranteed. Credit unions are not included in the calculation. Our rate current as of today’s date.

May 21, 2021

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Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.