0.55%

1

ANNUAL PERCENTAGE YIELD

HIGH Yield Savings

Sit back, relax, and
watch your money grow.

Interest is compounded daily and credited to your account every month. Minimum opening deposit: $100. No monthly service fees. Limit of 6 withdrawals per statement cycle.2

High Yield Savings

Sit back, relax, and watch your money grow.

0.55%

1

ANNUAL PERCENTAGE YIELD

Interest is compounded daily and credited to your account every month. Minimum opening deposit: $100. No monthly service fees. Limit of 6 withdrawals per statement cycle.2
FDICmmbr
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Recognized As Top Online Bank

Our competitive rates, low minimum deposits, user-friendly online banking platform, and access to thousands of free ATMs nationwide have earned us a spot as a Top Online Bank of 2020 by Bankrate!

APY

0.55%

Quontic

0.05%APY

Average3

How Our Savings Account Stacks Up

How Our Savings Account Stacks Up

APY

0.55%

Quontic

APY

0.05%

Average

APY

Start Earning With 3 Simple Steps.

1. Select the "Get Started" Button

Begin our secure and fast account opening process by entering your identifying information.

2. Transfer Funds

Deposit money from an existing Quontic account or funds from a different bank.

3. Start Earning

Start earning interest from Day 1 of your first deposit with no limit on how much you can earn.

Start Earning With 3 Simple Steps.

1. Select the "Get Started" Button

Begin our secure and fast account opening process by entering your identifying information.

2. Transfer Funds

Deposit money from an existing Quontic account or funds from a different bank.

3. Start Earning

Start earning interest from Day 1 of your first deposit with no limit on how much you can earn.

Frequently Asked Questions

You can open a High Yield Savings account by securely opening your new account online in about 3 minutes by visiting www.quontic.com/high-yield-savings.
Yes, the minimum amount to open a High Yield Savings account is $100.
You can link directly with another bank account using Plaid’s technology to log into your current bank to transfer the funds into your new Quontic account.

Alternatively, you can enter your current bank’s routing and account number to transfer the funds into your new Quontic account.

Interest is compounded daily based on your posted account balance.

Interest is credited to your account every month at the end of your statement cycle.
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Who needs a Branch? We Have an App.

Enjoy the convenience of banking on your terms—whenever you want, anytime you want with our dynamic mobile app. Features like remote check deposit, bill pay, account transfers, and receipt tracking make managing your finances easy. Available on both Android and Apple IOS.

MOVE MONEY YOUR WAY
Apple-Pay
G-Pay
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Zelle

Contact Us Today

If you have any questions or require additional information, you can reach us 
via live chat, phone, our online form, or by emailing.
Live Chat@2x

Live Chat

Chat directly with one of our customer service representatives for immediate assistance.

Loan Officer@2x

Call or Email

Call us at 1-800-908-6600 or [email protected]

Live Chat@2x

Live Chat

Chat directly with one of our customer service representatives for immediate assistance.

Loan Officer@2x

Call or Email

Call us at 1-800-908-6600 or [email protected]

Serving The Underserved.

A Commitment We Don't Take Lightly

Quontic is the adaptive digital bank that empowers its customers financially while embracing their diverse circumstances. Quontic’s disruptive banking platform reimagines traditional banking with adaptive lending and innovative deposit products that transcend legacy banking inequities.

Disclaimer:

1Ask for details. Additional terms, conditions, fees & exclusions may apply. Rates may change without notice. If the account is closed before interest and/or bonus is credited, accrued interest and/or bonus may be forfeited for that statement cycle. Fees could reduce earnings. In order to sign up for online banking, you must have a Quontic Bank account. Mobile banking requires enrollment through online banking. Data connection required. Wireless carrier fees may apply. There is no charge from Quontic Bank for account alerts, but message & data rates may apply. Mobile check deposit is available for select mobile devices. Subject to eligibility & further review. Deposits are subject to verification & not available for immediate withdrawal. Deposit limits & other restrictions may apply.
2 There is a $10.00 excess transaction fee for every transaction over six for preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card or similar transactions from your account per account statement cycle.
3 National average comparison was made on February 08, 2021 and is based on averaged rates for similar savings products with a minimum balance requirement of $1 for all banks tracked by Informa Financial Intelligence, who relies on the data from the banks it tracks and cannot be guaranteed. Credit unions are not included in the calculation. Our rate current as of today’s date.
April 22, 2021

Online Account Opening is only available to consumers. Ask for details. Data connection required to open an account online. Wireless carrier fees may apply. Application is subject to approval & further review. Information is accurate as of the date listed below and may change without notice. 

Apple Pay is a registered trademark of Apple Inc.

©2018 Google LLC, used with permission. Google and the Google logo are registered trademarks of Google LLC.

The Samsung Pay® logo are registered trademarks of Samsung Electronics Co., Ltd.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.