When it comes to financing a home or tapping into the equity you’ve already built—you deserve more than just a loan. You deserve a guide, an advocate, and a partner who’s invested in your success. That’s where Makina Winters shines.

Makina is passionate about helping individuals, families, and real estate partners achieve smooth, successful closings. From first-time purchases and upgrades to home equity loans and refinancing, she takes the time to listen, educate, and deliver mortgage solutions tailored to each client’s unique goals.

Her value-add is clear:

• Integrity-First Approach – Clear, honest communication so everyone—clients and partners alike—always knows where things stand.
• Tailored Solutions – Creative financing options for purchasing, refinancing, or accessing home equity.
• Stress-Free Process – Streamlined steps, proactive updates, and a focus on avoiding last-minute surprises.
• Strong Partner Support – A commitment to making Realtor partners look great by keeping transactions on track and clients happy.

Known for her signature style and professionalism, Makina is often described as “Closing Deals in Pearls”; a nod to her grace under pressure, polished approach, and unwavering commitment to excellence. Clients and referral partners trust her because she doesn’t just process loans, she builds relationships, solves problems, and creates confidence every step of the way.

When she’s not guiding clients, Makina enjoys connecting with her community, staying ahead of market trends, and sharing practical financial insights to help others reach their dreams.

Whether you’re buying, refinancing, or leveraging your home’s equity; let’s make it happen together.