1. Enable alerts: Turn on notifications for ACH activity in your account settings.
  2. Monitor your account regularly: Review statements and transactions often.
  3. Verify recurring payments: Keep track of subscriptions and automatic debits.
  4. Secure your banking credentials: Use strong passwords and multi-factor authentication.
  5. Be cautious with sharing account details: Only provide your routing and account number to trusted entities.

Disclaimer: While these steps can help reduce the risk of unauthorized ACH debits, no method is foolproof. Stay vigilant and report any suspicious activity immediately.