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FAQ Categories: Personal Accounts

Are there any monthly maintenance fees for the Cash Reward Checking account?

No, there are no monthly maintenance fees to keep your account active. For details on other services and potential fees, please refer to our Schedule of Fees.

Is there a minimum daily balance required to receive the cash back reward?

No, there is no minimum daily balance required to receive the cash back reward. If an account is at a zero balance for 90 consecutive days, it will automatically close.

What is Cash Rewards Checking account? 

Cash Rewards Checking is a personal checking account that does not earn interest but may offer cash rewards based on qualifying activity.

How can I add funds to my account?

You can add money using any of the following methods:

Is there a maximum amount I can deposit into the account during the initial application?

Yes. During the application process, you can fund your new account with:

What is the minimum opening balance for an account?

The minimum deposit required to open a Cash Rewards Checking account is $100.

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  • Banking
    • Banking Overview
    • Checking Accounts
    • High Interest Checking
    • Cash Rewards Checking
    • Wearable Checking
    • Money Market
    • Savings Accounts
    • High Yield Savings
    • Certificates of Deposit
    • 3 Month Certificate of Deposit
    • 6 Month Certificate of Deposit
    • 12 Month Certificate of Deposit
    • 24 Month Certificate of Deposit
    • 36 Month Certificate of Deposit
    • 60 Month Certificate of Deposit
  • Mortgages
    • Mortgages Overview
    • Traditional Mortgages
    • Conventional Loans
    • VA Loan
    • FHA Loan
    • Home Equity Loans
    • Mortgage Refinance
    • Non-Traditional Mortgages
    • Lite Documentation Loan
    • Asset Utilization Loan
    • ITIN Loan
    • Foreign National Loan
    • DSCR Loan
    • Borrowers
    • Self-Employed
    • Alternative Income
    • Non-U.S. Citizen
    • Real Estate Investor
    • For Existing Mortgage Customers
    • For Mortgage Brokers
    • For Realtors
  • About
    • Our Team
    • About Us
    • Careers
    • Culture
    • Our Impact
    • Awards
    • Press
    • Community Impact
    • Customer Stories
    • Reviews
    • Our Mission
    • Why Choose Quontic?
    • Innovation
    • Community Reinvestment Act
  • Help
    • Help Overview
    • Get In Touch
    • Contact Us
    • Loan Officer Directory
    • Tools & Resources
    • Mortgage Payment Info
    • FAQs
    • Guides
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    • Tools and Calculators
    • How-To Videos and Demos
    • Security
  • Open an account
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  • Banking Login
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  • Banking
    • Banking Overview
    • Checking Accounts
    • High Interest Checking
    • Cash Rewards Checking
    • Wearable Checking
    • Money Market
    • Savings Accounts
    • High Yield Savings
    • Certificates of Deposit
    • 3 Month Certificate of Deposit
    • 6 Month Certificate of Deposit
    • 12 Month Certificate of Deposit
    • 24 Month Certificate of Deposit
    • 36 Month Certificate of Deposit
    • 60 Month Certificate of Deposit
  • Mortgages
    • Mortgages Overview
    • Traditional Mortgages
    • Conventional Loans
    • VA Loan
    • FHA Loan
    • Home Equity Loans
    • Mortgage Refinance
    • Non-Traditional Mortgages
    • Lite Documentation Loan
    • Asset Utilization Loan
    • ITIN Loan
    • Foreign National Loan
    • DSCR Loan
    • Borrowers
    • Self-Employed
    • Alternative Income
    • Non-U.S. Citizen
    • Real Estate Investor
    • For Existing Mortgage Customers
    • For Mortgage Brokers
    • For Realtors
  • About
    • Our Team
    • About Us
    • Careers
    • Culture
    • Our Impact
    • Awards
    • Press
    • Community Impact
    • Customer Stories
    • Reviews
    • Our Mission
    • Why Choose Quontic?
    • Innovation
    • Community Reinvestment Act
  • Help
    • Help Overview
    • Get In Touch
    • Contact Us
    • Loan Officer Directory
    • Tools & Resources
    • Mortgage Payment Info
    • FAQs
    • Guides
    • ATM Locator
    • Blog
    • Tools and Calculators
    • How-To Videos and Demos
    • Security
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