Can I cancel a new account application after submitting it?
No, once your application has been submitted and the account is opened, it cannot be canceled. You will need to close the account instead. Please note that if an initial deposit has been placed, it may be subject to a temporary hold, which could delay the account closure process.
When I open a new account, is my joint owner automatically added?
No, joint owners aren’t added automatically when you open an account. If you’d like to share your account with someone, you’ll need to send them a joint owner invitation once your account is set up.
Can I apply through the mobile app?
Not yet! The Quontic mobile app is designed for existing customers to manage their accounts. To open a new account, please visit our website and click “Open an Account” to get started—it’s quick and easy!
Do I need a mobile device to apply?
Not at all! You can apply using any device that connects to the internet—whether it’s a desktop computer, laptop, tablet, or mobile phone. Just visit our website to get started.
Do I need to live in a specific state or be physically in the U.S. to apply?
No. Quontic serves customers nationwide, and you don’t need to live in a specific state. However, to open an account, you must be a U.S. citizen or permanent resident with a valid U.S. residential address—even if you’re currently living abroad.
What if my application is denied?
If your application is not approved, we’re unable to offer you a Quontic account at this time. We are continuously working to improve our process, please check again in 6 months.