Should I keep the check after depositing?
Yes. Keep the check for at least 45 days before securely destroying it.
How long does it take for my deposit to clear?
Refer to our Funds Availability Policy within our Quontic Bank Disclosure Required By Federal Law Disclosure for timeframes on when your check will be available for use.
What is the cutoff time for deposits?
Deposits made before 4:00 PM ET (Mon–Fri, excluding holidays) are processed the same day. Deposits made after 4:00 PM ET are processed the next business day.
Are there any checks I cannot deposit?
Yes. We do not accept:
What if my check(s) exceed the daily or monthly limit?
You can request a temporary limit increase:
What are the limits for Mobile Deposit?
The standard limits are: Want to check your exact daily limit? Log into the Quontic Mobile App, tap Deposit, and look under the Deposit Amount field. Your current daily deposit limit will be displayed there.