What Is Escheatment and Why Does It Happen?

Escheatment is a legal process that occurs when unclaimed property, such as dormant bank accounts, is transferred to the state of the account holder’s residence because the owner cannot be contacted after a certain period of inactivity. The state then becomes the custodian of the funds and holds them until the rightful owner claims them […]

What Happens If I Don’t Reactivate My Account?

If your account remains dormant and you do not reactivate it, your funds may be sent to escheatment. Before this happens, you will receive a final letter that must be signed and returned to us to halt this process.