Who can dispute an ACH charge?

Any account holder listed on the account can initiate an ACH dispute. Tip: Make sure you have the transaction details ready when you contact us—we’ll guide you through the next steps.

What is a fraudulent charge?

A fraudulent charge is a transaction you didn’t make and didn’t authorize. Before reporting, check: If none of these apply, report the charge immediately.

Will I get my money back right away?

We’ll review your dispute and keep you informed every step of the way through the Message Center. Tip: Check your Message Center regularly and respond promptly to any requests for information—this helps us continue working on your dispute without interruption.