What happens if I exceed my limits?
Payments exceeding limits will not process. Wait for the next period or use a Wire Transfer (fees apply).
Why are limits lower for new accounts?
Lower limits help prevent fraud. Limits increase after 30 days and cannot be raised.
Are there limits on Bill Pay amounts?
Yes. Limits vary by account age:
Can I pay credit cards, loans, or utilities using Bill Pay?
Yes. Most major credit cards, loan providers, and utility companies can be added as payees.
What if my payee does not accept electronic payments?
We’ll send a paper check. Your account is debited only when the check is deposited.
Can I pay without an account number?
Yes. You can pay using the payee’s name and address.