Is the joint account with or without rights of survivorship?
Joint accounts at Quontic are WITH rights of survivorship, meaning if one owner passes away, their share automatically transfers to the surviving owner(s).
What responsibilities does a joint owner have?
Joint owners have equal rights and responsibilities, including:
Is there a fee to add a joint owner?
No, Quontic does not charge any fees for adding joint owners.
How long does it take to add a joint owner via the application process?
Once the joint owner completes their portion of the application, the applicaiton is decisioned right away.
Can I have more than one joint owner?
Yes, you can add up to four joint owners per account.
Can anyone be a joint owner?
Joint owners must meet Quontic’s eligibility requirements: