Accessible Mortgages for Your Dream Vacation Home
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Secure A Unique Loan for Your Second Home
for Vacation Homes
Self-prepared Profit & Loss Statements
100% Gift Funds Accepted For
Up To $3,000,000*
Minimum FICO Score Required
Minimum Down Payment Required
As low as 3%
Information in this chart is applicable to the purchase of a primary residence only and subject to additional requirements.
*A loan amount up to $3,000,000 requires 40% down payment and a FICO score of 680.
**30% down payment requires a minimum 700 credit score and has a maximum $2 million loan amount.
1The Federal Housing Agency based on single unit as of January 1, 2022
All lending products are subject to approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. This does not represent an offer to enter into a loan agreement. Other requirements, restrictions & limitations apply. Information is accurate as of December 17, 2021.