Flexible Documentation Mortgages for Unique Borrowers
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A Home Loan Without Documentation Hurdles

Conventional Mortgage Loan | Quontic Mortgage for Flexible Documentation | |
---|---|---|
![]() Flexible Income | ![]() | ![]() |
![]() Self-prepared Profit & Loss Statements | ![]() | ![]() |
![]() 100% Gift Funds Accepted For | ![]() | ![]() |
![]() Loan Amounts | Up to $647,2001 | Up To $3,000,000* |
![]() Minimum FICO Score Required | 620 | 660 |
![]() Minimum Down Payment Required | As low as 3% | 20%** |

Information in this chart is applicable to the purchase of a primary residence only and subject to additional requirements.
*A loan amount up to $3,000,000 requires 30% down payment and a FICO score of 700.
**20% down payment requires a minimum 720 credit score and has a maximum $1.5 million loan amount.
Disclaimer:
1The Federal Housing Agency based on single unit as of January 1, 2022
All lending products are subject to approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. This does not represent an offer to enter into a loan agreement. Other requirements, restrictions & limitations apply. Information is accurate as of December 17, 2021.