Home Loans To Fit Your Alternative Income
You're 60 Seconds Away From Seeing If You Prequalify
Mortgages Made For Flexible Income
A Community Development Loan from a CDFI like Quontic helps non-traditional and low-income borrowers, like small business owners and more, achieve homeownership. We offer loans to well-credited borrowers with significant resources who need assistance qualifying with alternative income documentation.
for Flexible Income
Self-prepared Profit & Loss Statements
100% Gift Funds Accepted For
Up To $3,000,000*
Minimum FICO Score Required
Minimum Down Payment Required
As low as 3%
Information in this chart is applicable to the purchase of a primary residence only and subject to additional requirements.
*A loan amount up to $3,000,000 requires 30% down payment and a FICO score of 700.
**20% down payment requires a minimum 720 credit score and has a maximum $1.5 million loan amount.
1The Federal Housing Agency based on single unit as of January 1, 2022
All lending products are subject to approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. This does not represent an offer to enter into a loan agreement. Other requirements, restrictions & limitations apply. Information is accurate as of December 17, 2021.