Awards & Recognition
We’re honored to be recognized by our peers, esteemed organizations, and industry leaders as a best-in-class digital bank and mortgage lender. We’re not in this for the praise & pats on the back, but the acknowledgment fuels us to continue ahead on our mission to change the banking & lending landscape.
With some of the most unique loans in the industry along with our experienced team of mortgage professionals, Quontic’s mortgage division is taking the mortgage lending space by storm.
From our innovative banking products like Bitcoin Rewards Checking to our industry shattering High Yield Savings account, Quontic’s bank accounts are challenging the status quo of what online banking has come to be – and the industry is taking note.
Our Most Recognized Product
Bitcoin Rewards Checking2
The first of its kind in cutting-edge crypto technology, Quontic’s most innovative account yet is making waves in the FinTech space. It’s bringing an innovative approach to debit card rewards programs and bringing the power of crypto to everyday life.
Newsweek Best Certificates of Deposit
With rates of 0.55%, 1.00% and 1.11%, for our Six Month, Three Year and Five Year Certificates of Deposit3, respectively, our rates are more than competitive, they’re trend-setting. Our eligible accounts are FDIC insured4, so you can rest assured that your investment is in safe hands. Minimum $500 opening deposit.
1Awarded by Fidelity Information Services (FIS).
2Bitcoin Reward Checking account is a non-interest bearing personal checking account, requires a minimum of $500.00 to open the account, and does not require a minimum daily balance to earn Bitcoin rewards. Qualifying Point of Sale (POS) Debit Card Transactions (“Eligible Debit Card Transactions”) shall receive Bitcoin Rewards at the U.S. dollar value of 1.50% on all Qualifying POS Debit Card Transactions that post and settle to the Bitcoin Rewards Checking Account. Fees and terms are subject to change. Additional terms and conditions may apply. No Bitcoin Rewards will be paid if the Qualifying POS Debit Card Transaction requirements are not met or if the requirements for establishing an account with NYDIG Execution LLC (“NYDIG Account”). The following are not Qualifying POS Debit Card Transactions and do not count toward earning Bitcoin Rewards: ATM-processed transactions; transfers between accounts; purchases made with debit cards not issued by the Bank; cash over portions of POS transactions; Peer-to-Peer (P2P) payments (such as Apple Pay Cash); loan payments or account funding made with your debit card and purchases made using third-party payment accounts (services such as Venmo®️ and PayPal™️ , who also provide P2P payments). Transactions may take one or more business days from the date the transaction was made to post and settle to an account. Bitcoin Rewards Checking has geographic, regulatory, and other restrictions that may apply. Bitcoin Reward Checking is currently available in the states of Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Illinois, Iowa, Kansas, Kentucky, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, New Hampshire, New Jersey, New Mexico, New York, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.
Bitcoin execution and custody services are provided by NYDIG Execution LLC (“NYDIG”). NYDIG is authorized by the New York State Department of Financial Services to engage in virtual currency business activity. To receive bitcoin services an account will be opened with NYDIG in which your bitcoin will be held (the “NYDIG Account”). Please refer to NYDIG’s User Agreement for more information, including applicable eligibility criteria. Bitcoin balances in your NYDIG Account are not insured by the Federal Deposit Insurance Corporation (FDIC), the Securities Investor Protection Corporation (SIPC), or any other public or private insurer. NYDIG does not make any recommendations regarding buying or selling bitcoin. There are risks associated with bitcoin trading, including possible loss of value. See NYDIG’s User Agreement.
Information is published as of September 30, 2021.