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Individual Tax Identification Number (ITIN) Mortgage Loans

No W2s or tax returns needed.

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See if you pre-qualify in 60 seconds

Google rating: 4.5 of 5 stars
Bankrate rating: 5 of 5 stars
Zillow rating: 4.9 of 5 stars
Zillow rating: 4.9 of 5 stars
Bankrate rating: 5 of 5 stars

Buy A Home Without a Social Security Number

If you live in the US but are not a permanent resident or US citizen, you can purchase a home using your individual tax ID number. Quontic’s ITIN loan program allows for flexible documentation, which means you don’t need tax returns, W2s or stacks of bank statements to qualify.

We specialize in ITIN loans

100% gift funds accepted for down payment and closing costs
No W2s or tax returns required
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Loan amounts up to $1,000,000

Quontic Bank Mortgages

Quontic Bank specializes in non-traditional mortgages for non-traditional borrowers – including foreign nationals. As a federally chartered digital bank and US Treasury designated CDFI, Quontic is one only a few mortgage lenders that can offer home loans with flexible documentation requirements.