We understand that plans can change!

New accounts are subject to a 5-business-day hold on the initial deposit to allow the funds to fully clear.

If your account was opened within the last 5 business days, you may contact your funding bank to request a stop payment on the initial deposit.

If a stop payment isn’t possible, note that CDs are different from checking or savings accounts, as they are fixed-term products. If you choose to close your CD before the maturity date, an early withdrawal penalty will apply.