Trust Lending

Mortgage Financing With A Trust

With Quontic Bank’s loan programs for trust owned properties, families may now be able to tap into the home’s equity if needed to pay for expenses like long term health care and home improvements without removing their home from the family trust. Whether the trust is irrevocable or revocable, let us help you with these one-of-a-kind trust mortgages1.

Equal Housing Lender

Get More Information About Our Trust Lending Solutions

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Here’s What Makes Quontic Bank’s Trust Lending Program Unique:

Meet Our Trust Mortgage Specialists

Lending In All 50 States

Our team of mortgage professionals have over 10 years’ experience as trust mortgage loan originators and are eager to help you explore your options. And with hundreds of 5 star reviews from our customers, you can trust you’ll get a customized experience that makes your goals a reality.

Frank Melia

Frank Melia - CMPS

Vice President – Lending
NMLS: 62591
O: 631-794-3511
E: [email protected]

Michael Bocelli

Michael Paul Bocelli - CMPS

Vice President – Lending
NMLS: 38416
O: 631-794-3519
E: [email protected]

Frequently Asked Questions

Trust lending is when a loan is made to a trust rather than an individual.

A revocable trust is a trust in which the terms can be changed at any time. An irrevocable trust describes a trust that cannot be modified after it is created without the consent of the beneficiaries.

With trust lending, families with trust owned properties may be able to tap into the home’s equity if needed to pay for things like long term healthcare or home improvements without removing the home from the trust.

In general, the process is very similar to a traditional loan, since the home needs to be appraised, credit and income information of potential loan guarantors needs to be gathered and documents need to be verified. The main difference is that the loan will be closed in the name of the trust and not an individual.

At Quontic, we value all our customers’ diverse situations and embrace them with specialized mortgages made to fit their needs. Plus, in addition to being registered to lend in all 50 states, we offer a diverse and multi-lingual sales team, an experienced Mortgage Specialist at every step and convenient and helpful customer service.


1All lending products are subject to approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. This does not represent an offer to enter into a loan agreement. Other requirements, restrictions & limitations apply. Information is accurate as of August 18, 2021 & is subject to change without notice.