Quontic + The Motley Fool

High Yield Savings

Earn 1.85% APY1

With A High Yield Savings Account

Open an account online in just 3 minutes with only $100 opening deposit.

“Quontic Bank has made a name for itself among online banks.”

Earn High Interest Daily

Accrue an APY that’s over 18x higher
than the national average.2

Insured and Secured

Your deposits are protected and
FDIC insured.3

Come for the Rates, Stay for the Service

Our US-based Customer Service is
available by phone or email.

No Monthly or Overdraft Fees

You won’t be charged for maintaining or
overdrafting your account, that’s on us.

Savings On The Go

Have the convenience of customer service support and access to your
savings account while you’re online or through our mobile app.

Savings That Stand Out

Quontic

High Yield Savings

1.85% APY1

Minimum Opening Deposit:
$100

Monthly Service Fee:
$0

Overdraft/NSF Funds Fee:
$0

Bank of America

Advantage Savings

0.01% APY
Competitor APY comparison information for Bank of America and Wells Fargo obtained from Bankrate.com, who relies on the data from the banks it tracks, and such information cannot be guaranteed. Competitor APY comparison information for Chase obtained from Chase.com. All APYs are as of August 8, 2022. Competitor APYs are subject to change at any time. The non-Quontic Bank service marks for Chase, Bank of America, and Wells Fargo, are owned by each respective entity.

Minimum Opening Deposit:
$100

Monthly Service Fee:
$8

Overdraft/NSF Funds Fee:
$0

Wells Fargo

Platinum Savings

0.01% APY
Competitor APY comparison information for Bank of America and Wells Fargo obtained from Bankrate.com, who relies on the data from the banks it tracks, and such information cannot be guaranteed. Competitor APY comparison information for Chase obtained from Chase.com. All APYs are as of August 8, 2022. Competitor APYs are subject to change at any time. The non-Quontic Bank service marks for Chase, Bank of America, and Wells Fargo, are owned by each respective entity.

Minimum Opening Deposit:
$25

Monthly Service Fee:
$12

Overdraft/NSF Funds Fee:
$35

Chase

Savings

0.01% APY
Competitor APY comparison information for Bank of America and Wells Fargo obtained from Bankrate.com, who relies on the data from the banks it tracks, and such information cannot be guaranteed. Competitor APY comparison information for Chase obtained from Chase.com. All APYs are as of August 8, 2022. Competitor APYs are subject to change at any time. The non-Quontic Bank service marks for Chase, Bank of America, and Wells Fargo, are owned by each respective entity.

Minimum Opening Deposit:
$0

Monthly Service Fee:
$5

Overdraft/NSF Funds Fee:
$34

“None of Quontic’s accounts have monthly maintenance fees and all offer pretty eye-catching perks, including high savings account rates.”

Disclaimer:

1High Yield Savings Account – $100 to open account. Rates may change without notice. There is a $10.00 excess transaction fee for every transaction over six for preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card or similar transactions from your account per account statement cycle. If the account is closed before interest and/or bonus is credited, accrued interest and/or bonus may be forfeited for that statement cycle. Fees could reduce earnings. Ask for details. Additional terms, conditions, fees & exclusions may apply. Information is as of August 8, 2022.

2 National Average APY information as of August 8, 2022, according to the FDIC National Rates and Rate Caps.

3 FDIC insurance is applicable to eligible deposit accounts and up to the maximum allowed by law. Learn more at FDIC: Deposit Insurance.
Bank of America is a registered trademark of Bank of America Corporation. Wells Fargo is a registered trademark of Wells Fargo & Company. Chase is a registered trademark of JPMorgan Chase Bank, N.A. The Motley Fool is a trademark of The Motley Fool, LLC.