Reverse Mortgage1

Do More With Your Home Investment

You’ve spent a lifetime turning a house into your home. Let Quontic help you do more with your home investment through a Home Equity Conversion Mortgage (HECM). Qualifying homeowners aged 62 and older can tap into existing home equity to help cover retirement needs!

See If You Pre-Qualify

Get more information about our reverse mortgage solutions and see if you pre-qualify.

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Quontic HECM Loans

At this stage in life, you should have the luxury to choose, especially when it comes to home financing. With a Quontic HECM loan, you choose the features that will work best for you. With a variety of payment structures, we are here to help you decide which is right for you and your family.

Meet Our Reverse Mortgage Specialists

Lending In All 50 States

Our team of mortgage professionals have decades-long experience as reverse mortgage loan originators and are eager to help you explore your options. And with hundreds of 5 star reviews from our customers, you can trust you’ll get a customized experience that makes your purchase or refinance goals a reality.

Frank Melia

Frank Melia - CMPS

VP Senior Lending/Reverse Manager
NMLS: 62591
O: 631-794-3511
E: [email protected]

Michael Bocelli

Michael Paul Bocelli - CMPS

VP Senior Lending/Reverse Manager
NMLS: 38416
O: 631-794-3519
E: [email protected]

Frequently Asked Questions

Yes, there is a financial assessment required. You must show the financial ability and willingness to meet your loan obligations, which include paying property taxes, insurance, and keeping up with regular home maintenance and repairs.

Some of the advantages of a reverse mortgage are:

  • It provides easy access to the equity you have built in your home.
  • You can stay in your home and retain the title. However, if you default on the loan terms, it could result in foreclosure.
  • It enables you to use the cash any way you want.

In addition to interest, there are other fees and costs involved. There is typically an origination fee, a mortgage insurance premium, title insurance, and attorney fees that you can finance into the loan amount. You will also be expected to continue paying your homeowners insurance premiums and your property taxes.

At Quontic, you’re more than just a loan application. We value all our customers’ diverse situations and embrace them with specialized mortgages made to fit their needs. Plus, in addition to being registered to lend in all 50 states, we offer a diverse and multi-lingual sales team, an experienced Mortgage Specialist at every step and convenient and helpful customer service.

Disclaimer:

1All lending products are subject to approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. This does not represent an offer to enter into a loan agreement. Other requirements, restrictions & limitations apply. Information is accurate as of April 16, 2021 & is subject to change without notice.