Quontic Rate Sheet

This disclosure contains information about terms and interest rates for some of the accounts we offer.

Note. In this disclosure, the Annual Percentage Yield is abbreviated as “APY”. If this disclosure was given to you in connection with an inquiry, the Interest Rate(s) and APY(s) shown are accurate as of

March 27, 2023

For any questions, call us at (800) 908-6600.

MAX SAVINGS ACCOUNT

VARIABLE RATE INFORMATION. Please refer to our separate rate sheet for the current interest rate and annual percentage yield information.

Minimum Daily Balance to Obtain APY	Interest Rate	APY
All Balances	3.68%	3.75%

MINIMUM BALANCE REQUIREMENTS. No minimum amount needed to open this account. A minimum daily balance of $1.00 is required. No maintenance fees apply. You must maintain a minimum balance stated for the account each day to obtain the disclosed annual percentage yield. You will earn interest for every day during the period that your account equals or exceeds the minimum daily balance requirement. Please refer to our separate rate sheet for the current interest rate and annual percentage yield information.

TRANSACTION LIMITATIONS. Account has a daily funds transfer limit of $500,000 credit and $500,000 debit. You may make no more than six preauthorized withdrawals, automatic or telephonic transfers, and similar transactions from your account per month or statement cycle. You will be contacted in the event you exceeded the transaction limitations and your account may be changed to a transactional account. There is a $10.00 excess transaction fee for every transaction over six for preauthorized withdrawals, automatic or telephonic transfers, or similar transactions from your account per account statement cycle. ATM/Debit Card and checks will not be issued for this account.

Quontic Rate Sheet

MAX SAVINGS ACCOUNT

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