Quontic Home

High Yield Savings

Earn 3.00% APY1
with a Money
Market Account

Open an account online in just 3 minutes
and with only $100 opening deposit.
GoBankingRates Best Money Market Accounts 2022

Earn High Interest Daily

Accrue an APY that’s over 10x higher
than the national average.2

Insured and Secured

Your money is FDIC insured to the maximum legal limits
and includes advanced security monitoring.

Come for the Rates, Stay for the Service

Our US-based Customer Service is
available by phone or email.

No Monthly or Overdraft Fees

You won’t be charged for maintaining or
overdrafting your account, that’s on us.

Savings on the go

Have the convenience of customer service support and access to your
savings account while you’re online or through our mobile app.

24/7
Access

Mobile Check
Deposit

90,000+ ATMs
Across the Nation

Savings that stand out

Quontic
Money Market Account
3.00% APY1

Minimum Opening Deposit:
$100

Monthly Service Fee:
$0

Min Bal Required
to Avoid Fees:
$0

US Bank
Elite Money Market
Savings Account
0.01% APY
Competitor APY comparison information for Truist and Wells Fargo obtained from Bankrate.com, who relies on the data from the banks it tracks, and such information cannot be guaranteed. Competitor APY comparison information for US Bank obtained from USBank.com. All APYs are as of November 23, 2022. Competitor APYs are subject to change at any time. The non-Quontic Bank service marks for Truist, US Bank, and Wells Fargo, are owned by each respective entity.

Minimum Opening Deposit:
$100

Monthly Service Fee:
$10

Min Bal Required
to Avoid Fees:
$10,000

Wells Fargo

Money Market Account

0.01% APY
Competitor APY comparison information for Truist and Wells Fargo obtained from Bankrate.com, who relies on the data from the banks it tracks, and such information cannot be guaranteed. Competitor APY comparison information for US Bank obtained from USBank.com. All APYs are as of November 23, 2022. Competitor APYs are subject to change at any time. The non-Quontic Bank service marks for Truist, US Bank, and Wells Fargo, are owned by each respective entity.

Minimum Opening Deposit:
$25

Monthly Service Fee:
$12

Min Bal Required
to Avoid Fees:
$3,500

Truist

Money Market Account

0.01% APY
Competitor APY comparison information for Truist and Wells Fargo obtained from Bankrate.com, who relies on the data from the banks it tracks, and such information cannot be guaranteed. Competitor APY comparison information for US Bank obtained from USBank.com. All APYs are as of November 23, 2022. Competitor APYs are subject to change at any time. The non-Quontic Bank service marks for Truist, US Bank, and Wells Fargo, are owned by each respective entity.

Minimum Opening Deposit:
$100

Monthly Service Fee:
$12

Min Bal Required
to Avoid Fees:
$2,500

Disclaimer:

1Money Market Account is a tiered variable account wherein 3.00% annual percentage yield applies to all balance tiers, which are identified as $0.01–$4.999.99, $5,000.00–$149,999.99 and balances over $149,999.99. Ask for details. Additional terms, conditions, fees & exclusions may apply. Rates may change without notice. There is a $10.00 excess transaction fee for every transaction over six for preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card or similar transactions from your account per account statement cycle. If the account is closed before interest and/or bonus is credited, accrued interest and/or bonus may be forfeited for that statement cycle. Fees could reduce earnings. Minimum opening deposit: $100. Information is as of November 23, 2022.

2National Average APY information as of November 23, 2022, according to the FDIC National Rates and Rate Caps.

US Bank is a registered trademark of U.S. Bank National Association. Truist is a registered trademark of Truist Financial Corporation. Wells Fargo is a registered trademark of Wells Fargo & Company.